Thesis (PhD)--University of South Australia, 1997

Thesis (Ph. D.)--West Virginia University, 1999. / Title from document title page. Document formatted into pages; contains vi, 175 p. : ill. Includes abstract. Includes bibliographical references (p. 173-175).

The nature of the Thai banking system in the pre-crisis era has been of great interest in the aftermath of Thailand’s 1997 financial crisis. Scores of studies have put great emphasis on the factors contributing to the crisis. There has been scant prior research on how Thai banks operate in practice since the crisis and the researcher was interested in better understanding this, particularly how the banks deal with information-related problems. The main objective of the research is to give an insight into the actions that Thai bankers carry out and how their activities are perceived by corporate borrowers, auditors, regulators and the bankers themselves. In dealing with informational problems, Thai banks employ screening techniques, collateral requirements, loan covenants, monitoring, and their relationships with borrowers in an attempt to mitigate the costs of both adverse selection and moral hazard problems. The study finds that there have been significant improvements in the banking system which has made Thai banks more compliant with internationally accepted lending practice. However, there is still room for further studies on how to create incentives to improve financial disclosure among small and medium enterprises (SMEs), how to establish sound corporate governance of banks, and how to minimise political interference in Thai state-owned banks.

No description available.

Thesis (Ph. D.)--University of Wisconsin--Madison, 1963. / Typescript. Vita. eContent provider-neutral record in process. Description based on print version record. Includes bibliographical references.

Thesis (Ph. D.)--UCLA, 2008. / Vita. Description based on print version record. Includes bibliographical references.

Thesis (Ph.D.)--Cleveland State University, 2010. / Abstract. Title from PDF t.p. (viewed on Mar. 24, 2010). Includes bibliographical references (p. 140-141). Available online via the OhioLINK ETD Center and also available in print.

Thesis (Ph. D.)--University of Wisconsin--Madison, 1967. / Typescript. Vita. Includes bibliographical references.

The conventional theory of financial intermediation suggests that banks are the main conduit between savers and borrowers however, research has shown that international banks are losing importance in intermediating i.e. mobilise savings and allocating these funds among competing borrowers - this international reality is due to a number of reasons including changes in regulation, growth in capital markets, non-bank financial intermediaries, foreign competition etc. South Africa has a highly concentrated banking sector with the five largest banks holding more than 90% of the industry’s assets however growth in non-bank financial intermediaries are threatening the intermediary role and profitability of banks - this research serves to investigate whether bank disintermediation is occurring in the South African context and whether the traditional role of banks is declining.

Thesis (M.B.A.)--University of Hong Kong, 1989.