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A comparison of the home ownership scheme and private sector participation scheme杜日明, To, Yat-ming. January 1999 (has links)
published_or_final_version / Real Estate and Construction / Master / Master of Science in Real Estate and Construction
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Home ownership trends in Hong Kong: explanationsTong, Nga-yi., 唐雅儀. January 2007 (has links)
published_or_final_version / Housing Management / Master / Master of Housing Management
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Home ownership aspiration in Hong Kong: a case study on the groups aged 25-34Wong, Suk-fun, Josephine., 黃淑芬. January 2012 (has links)
The aspiration for home ownership has widely spread across the society in Hong Kong since the Long Term Housing Strategy in 1987. The government is said to be fully determined to achieve the target of 70% home ownership rate on the assumption that home ownership is the aspiration of many in the community. Through asset appreciation during economic upturn, home owners enjoy substantial wealth accumulation. Income may be generated when trading up or down the property in the housing market. Home ownership is said to foster social and political stability, and also helps families to provide future financial security.
However, house price has been dropped sharply in the 1997 Asian Financial Crisis that induces “negative equity” for many home owners in the society. Their home value has depreciated to the lowest and they experience substantial wealth depreciation. Many owners blame for the government’s home ownership policy. Finally, the government determines to reposition the housing policy and pledges to provide affordable public rental housing units for those in genuine need and adopted a free market strategy to let the housing market goes freely according to the demand and supply mechanism.
With the booming of economic situation during the past five years, the aspirations for home ownership has been coming back again in the society, especially for the young people who are able to buy a flat under the current high house price and lack of suitable housing units in the housing market. Under this socio-economic background, this study aims at studying the home ownership aspiration of the young people. The study will be start from library research of relevant literature and papers about home ownership. After reviewing the development of home ownership policy in Hong Kong, a brief survey will be taken to conclude if the young people are aspired to become home owners. There are many socio-economic factors like age, martial status, income level, availability of suitable housing, house price, etc. that would affect the choice of their housing tenure. What factors influence the young people’s choice of housing tenure most is rather complicated. The housing choice that young people made varies throughout their lives depending on different social, economic and political background. Indeed, government policy is always hinged on the public’s housing aspirations and housing affordability. The formulation of home ownership policy should balance the interests of all stakeholders and ensure a healthy and sustainable development of housing market. / published_or_final_version / Housing Management / Master / Master of Housing Management
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Factors affecting tenure choice in Hong KongLiang, Jiancong, 梁健聰 January 2014 (has links)
abstract / Real Estate and Construction / Doctoral / Doctor of Philosophy
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Home ownership aspiration in Hong Kong : a case study of family financing in home owningKam, Ming-kin, 甘銘堅 January 2014 (has links)
Many studies focus on the housing decisions of younger generation mainly on the households’ individual level such as affordability, house prices, income, interest rate and the relative costs of owning. However, the family financing is also another indispensable factor to affect the decision of home-owning. The home buyers save for several years to accumulate the down payment, but it will be nibbled up by the rising of home prices. Such rapid increases in house prices will make home-owning more difficult for home buyers, especially for first-time buyers. They may seek a loan from a family member to use as part of the down payment in order to achieve homeownership.
Forrest and Murie (1995) noted that family support in home owning may take an important contribution in home-ownership sphere. Moreover, many scholars pointed out that family financing is particularly important where housing prices are high, financial institutions are unwilling to provide mortgage loans or requiring high-ratio of down payment and government subsidies are not available. (Barrios, Colom and Moles, 2013; Engelhardt, 1996; Engelhardt and Mayer, 1994; Forrest and Murie, 1995; Meen, 2013; Mulder and Wanger, 1998; Ost, 2012). In Hong Kong case, parents give a finance support to their children for paying the down payment can be easily found in mass media. More significantly, the number of cases for parents getting direct involvement in helping children for home owning are largely increasing. Looking at the house price was increased 15% in average annually during the period of 2010-2012. Many parents have expectations that the house price will keep rising. If you do not buy it now, then you may not possible to afford this very soon.
In this paper, we will explore how importance the family support for home-owning, the kind of financing modes are adopted for the parent and the reasons for the parent to provide financing support in helping their children’s homeownership. / published_or_final_version / Housing Management / Master / Master of Housing Management
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Home ownership in Hong Kong: is 60% home ownership rate achievable by 1997?Wong, Lai-ping., 黃麗冰. January 1997 (has links)
published_or_final_version / Housing Management / Master / Master of Housing Management
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Study of private housing market in Hong Kong任世寧, Yam, Sai-ling. January 2002 (has links)
published_or_final_version / Real Estate and Construction / Master / Master of Science in Real Estate and Construction
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An analysis on the effectiveness of the home ownership strategy of theSAR government: the experience of the TenantPurchase Scheme黎慶康, Lai, Hing-hong. January 2000 (has links)
published_or_final_version / Real Estate and Construction / Master / Master of Science in Real Estate and Construction
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Home purchase loan scheme: is it a feasible scheme?Yam, Ya-may, Lily., 任雅薇. January 1989 (has links)
published_or_final_version / Urban Planning / Master / Master of Science in Urban Planning
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Evaluate the home ownership scheme in Hong Kong: the comparison of Hong Kong with SingaporeWirawan, Wenny., 楊慧妮. January 2003 (has links)
published_or_final_version / Housing Management / Master / Master of Housing Management
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