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Alterations of pension system dynamics are nowadays in a focal point of political discussion. The aging population demographics in the EU countries forces local governments to adjust their social security systems to avoid tax overburdening of the economically productive population. On the flip side, governments need to ensure sufficiently high retirement payments for pensioners are in place to cover life expenses and assure a certain standard quality of life. This thesis examines the characteristics of pension systems in select EU countries, namely Austria, Germany, and Slovakia, together with a contrast and comparison of these systems to the one currently in use in the Czech Republic. Specifically, this thesis elaborates on comparing the demographic and economic factors in the aforementioned countries as well as the influence of these factors on the level of the retirement income (factors include, e.g., average monthly wages, average monthly pension, average housing and utilities costs, etc.). The subsequent comparative analysis is an amalgamation of select study materials and statistical calculations based on the results of the questionnaire survey conducted as part of this thesis work.

1 Resume Legislation of disability and disability pension in the Czech Republic The purpose of my thesis is to analyse the Czech legislation of disability pension and its conditions of entitlement, and then to compare them with the situation in selected states in the European Union. I have chosen this particular topic, because a material security of disabled persons is an essential part of legislation in every developed country. This thesis is composed of seven chapters; each of them is divided into several subchapters. The first chapter characterises the pension scheme and its principles. There are explained the basic features of pension insurance, such as personal scope, period of insurance and financing. This chapter also lists benefits paid of pension insurance in the Czech Republic. The second chapter outlines the development of material security of disabled persons during previous centuries. It focuses on responsibility for persons unable to work, which has transferred from church to villages and later to state. Next chapter defines the term invalidity and points out several different looks at the concept of it. This chapter also includes the international definition formed by the World health organization. The chapter number four examines relevant Czech legislation. For entitlement to a disability...

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The graduation thesis addresses the questions of disability pensions and survivor benefits in Czech Republic. The first chapter handles the definitions of the concepts used in terms of pension insurance, the characteristic of pension system generally and the legal regulations of the contemporary system. The second chapter analyses the full and the partial disability pensions. The third chapter describes the widow's, the widower's and the orphan's pensions. The fourth chapter contains the analysis of the contemporary pension system since the implementation of the present valid legal regulation until the year 2007, with focus on disability pensions and survivor benefits. Sub chapter 4.1 contains analytical forecast of the amount spent on pensions and of the number of each type of pensioners. The fifth chapter targets the forecasting of the demographic development of the population in Czech Republic, the problems of contemporary pension system and the proposed modifications within the new reform of the pension system.

Joklová, T. Economic independence of seniors in the Czech Republic. Diploma thesis. Brno: Mendel University, 2018. This diploma thesis focuses on research of the economic independence of seniors in the Czech Republic. In the literary research are presented basic aspects related to the given issue. The work itself contains information on the space investigated, quantitative research and qualitative research. All parts of own work are interconnected and they can draw adequate conclusions from the subject. The first part of own work focuses on the current situation of the 50+ age group in the company. The second part of own work is devoted to quantitative research. It is processed by IBM-SPSS software, which offers the ability to convert binary logistic regression. The data are obtained through the international SHARE database. The third part is based on qualitative research in the form of in-depth interviews that are processed through MAXQDA software. The aim of the thesis is to propose recommendations on the strengthening of economic independence of elderly people in the Czech Republic, based on the results of own research.

In this thesis we deal with the longevity risk originating from the uncertain future evolution of mortality at adult-old ages. It may emerge in particular because of an unanticipated reduction in mortality rates. That risk is significant for annuity and pension providers. We consider a model portfolio represented by one cohort of recipients of immediate life annuities. We introduce possibilities for assessing the risk of such portfolio. A comparison of the impact of longevity risk is made with random deviations in mortality rates. We also deal with the question of solvency of the insurer by investigating the solvency capital requirement for longevity risk.

This theses focuses on disability pensions in Czech republic. It explores historical development of legislation related to this type of social benefit and it also anylyzes current state of legislation. It investigates proces which follows after handing in the application and assessment of health condition and also forms of appeal. The text of the thesis then concerns with Medical Assessment Service, which provides assessment of health for purposes of the Ministry of Labour and Social Affairs. Medical Assessment Service deals with long-term problems with organization. The thesis reports on related studies of possible reorganization of Medical Assessment Service which were requested by the Ministry of Labour and Social Affairs. The issue is also analyzed from ombudsman's point of view.

The thesis is focused on consumption, which is the largest component of gross domestic product, as well as the most important macroeconomic indicator of economic performance. The theoretical part provides basic information on macroeconomic indicators (GDP, income, unemployment, inflation, interest rate) that affect consumption. Subsequently, the theory is discussed in two-sector model of consumption function, savings and benefits (cardinal and ordinal theory). The analytical part discusses selected macroeconomic indicators over time (GDP, interest rate, savings, wages), which are supplemented by a factor graph of growth or growth rate. Indicators are selected, such as the GDP and the minimum wage, and compared with the Federal Republic of Germany, the Slovak Republic and the Czech Republic. Indicator of savings is then compared with the savings EU27. Subsequently statistics of family account is being dealt with based on a defined consumer basket and individual consumptions are accompanied by a chart that reflects the structure of issuance in percentage and average household expenditure per person per year.