Made available in DSpace on 2014-12-17T13:53:30Z (GMT). No. of bitstreams: 1 LucianaGS_DISSERT.pdf: 1405952 bytes, checksum: 02bc84d6a958d94910bb808395889efb (MD5) Previous issue date: 2010-10-25 / This study aims to understand the changes in the improvement of economic and social conditions of small entrepreneurs who participate in solidarity groups linked to the Non-Governmental Organization (NGO) "X" in Fortaleza city, Cear?, through the use of productive-guided microcredit. It is come a research in exploratory and descriptive nature, with a quantitative and qualitative approach. Data were collected from the small entrepreneurs by applying a questionnaire, as well as through structured interviews with group leaders. They were worked on issues relating to income generation, employment generation, housing and health conditions, dietary pattern and leisure activities of small entrepreneurs and their families before and after the union to solidarity groups and use of productive-guided microcredit. The research showed that the use of microcredit has interfered with social and economic life of these small entrepreneurs, generating positive effects / O estudo prop?e-se compreender as mudan?as ocorridas na melhoria das condi??es econ?micas e sociais de pequenos empreendedores que participam de grupos solid?rios ligados ? Organiza??o N?o Governamental (ONG) X , de Fortaleza/Cear?, mediante a utiliza??o do microcr?dito produtivo orientado. Trata-se de uma pesquisa de tipo explorat?rio e descritivo, com uma abordagem quantitativa e qualitativa. Os dados foram levantados junto aos pequenos empreendedores pela aplica??o de um question?rio, bem como atrav?s de entrevistas estruturadas, com os l?deres dos grupos. Foram trabalhadas quest?es referentes ? gera??o de renda, gera??o de emprego, condi??es de moradia, condi??es de sa?de, padr?o alimentar e atividades de lazer dos pequenos empreendedores e suas fam?lias, antes e depois da uni?o a grupos solid?rios e utiliza??o do microcr?dito produtivo orientado. A pesquisa evidenciou que a utiliza??o do microcr?dito interfere na vida econ?mica e social desses pequenos empreendedores, gerando efeitos positivos