The graduation theses is engaged in theoretical and practical analysis of particular sorts of life insurance on Czech market. The theoretical analysis describes traditional and modern forms of life insurance. In the practical analysis are interpreted statistical data from The Czech association of insurance companies.

This Master's thesis focuses on Czech household savings. It describes the most important traditional and alternative financial products used by Czech households. Next it reveals the reasons why Czech households are so conservative in their attitude to their financial means in comparison with other European countries. In the last part of this thesis the most important determinants of household savings are identified and with the help of correlation coefficient the intensity of correlation between gross household savings and their determinants is explored.