Granting loans and credit facilities is considered as the main function of commercial banks in terms of providing liquidity to their clients on one hand, and achieving a sufficient profit for themselves on the other. In the credit facilities offered by the banks, when clients fail to pay their obligations, banks are exposed to non-performing loans. Similar to any other financial system, Libyan financial the questionnaires' respondents system is also faced with non-performing loans in particular in the Libyan state-owned commercial banking sector. This study, hence, aims to identify the non-performing loans in the Libyan stated owned commercial banking but also aims to determine the main types of loans and the reasons which led to non-performing loans in the Libyan state-owned commercial banks. In addition, this study aims to locate the appropriate ways which may be used to treat non-performing loans in the Libyan state-owned commercial banks. These aims are fulfilled through the perceptions and opinions of staff working in various levels in Libyan state-owned commercial banks.
Identifer | oai:union.ndltd.org:bl.uk/oai:ethos.bl.uk:502078 |
Date | January 2009 |
Creators | Gabgub, Aburawi Issa |
Publisher | Durham University |
Source Sets | Ethos UK |
Detected Language | English |
Type | Electronic Thesis or Dissertation |
Source | http://etheses.dur.ac.uk/1958/ |
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