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Analysis of non-performing loans in the Libyan state-owned commercial banks : perception analysis of the reasons and potential methods for treatment

Granting loans and credit facilities is considered as the main function of commercial banks in terms of providing liquidity to their clients on one hand, and achieving a sufficient profit for themselves on the other. In the credit facilities offered by the banks, when clients fail to pay their obligations, banks are exposed to non-performing loans. Similar to any other financial system, Libyan financial the questionnaires' respondents system is also faced with non-performing loans in particular in the Libyan state-owned commercial banking sector. This study, hence, aims to identify the non-performing loans in the Libyan stated owned commercial banking but also aims to determine the main types of loans and the reasons which led to non-performing loans in the Libyan state-owned commercial banks. In addition, this study aims to locate the appropriate ways which may be used to treat non-performing loans in the Libyan state-owned commercial banks. These aims are fulfilled through the perceptions and opinions of staff working in various levels in Libyan state-owned commercial banks.

Identiferoai:union.ndltd.org:bl.uk/oai:ethos.bl.uk:502078
Date January 2009
CreatorsGabgub, Aburawi Issa
PublisherDurham University
Source SetsEthos UK
Detected LanguageEnglish
TypeElectronic Thesis or Dissertation
Sourcehttp://etheses.dur.ac.uk/1958/

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