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A study of customers' risk perception of electronic payment method in Hong Kong.

by Ng Tze-fung, Victor. / Thesis (M.B.A.)--Chinese University of Hong Kong, 1991. / Bibliography: leaves 100-103. / ABSTRACT --- p.ii / ACKNOWLEDGEMENTS --- p.iv / TABLE OF CONTENTS --- p.v / LISTS OF TABLE --- p.viii / LISTS OF FIGURE --- p.ix / CHAPTER / Chapter I --- INTRODUCTION --- p.1 / Definition of the Problem --- p.1 / Overview of Payment System --- p.2 / Overview of Innovations in Electronic Banking Technology --- p.3 / The Growth of Electronic Banking in Hong Kong --- p.5 / Development of EFTPOS in Hong Kong --- p.5 / Parties Involved in EFTPOS --- p.6 / Benefits of EFTPOS --- p.7 / Problems for EFTPOS Development --- p.8 / Motivation of Study --- p.9 / Chapter Summary --- p.11 / Chapter II --- THEORETICAL FRAMEWORK --- p.12 / Introduction --- p.12 / Consumer Adoption of Electronic Banking Technology --- p.13 / The Concept of Perceived Risk --- p.14 / Multi-dimensional Approach of Perceived Risk --- p.15 / Summary of Related Empirical Research --- p.16 / Study by Home (1982) --- p.16 / Study by Lau and Ng (1983) --- p.17 / Study by Motazedi (1984) --- p.18 / Summary of the Related Articles --- p.19 / Astbury (1985) --- p.19 / Friis (1985) --- p.19 / Aoki (1986) --- p.20 / Brobeck (1986) --- p.20 / Marketing News (1987) --- p.21 / Kuroda (1987) --- p.21 / Fitzgerald (1988) --- p.21 / Ho (1991) --- p.22 / Sowton (1989) --- p.23 / """Banking World's Special EFTPOS Report"" (1990)" --- p.23 / Nature and Scope of This Study --- p.23 / Development of the Research Hypotheses --- p.24 / Research Hypotheses in the Null Form --- p.26 / Chapter Summary --- p.27 / Chapter III --- RESEARCH METHODOLOGY --- p.28 / Measurement of Perceived Risk --- p.28 / Design of Questionnaire --- p.30 / Layout of Part I --- p.31 / Layout of Part II --- p.32 / Layout of Part III --- p.33 / Layout of Part IV --- p.34 / Definition of Small and Large Purchases --- p.34 / Pre-testing and Adjustments --- p.36 / Selection of Respondents --- p.36 / Measurement Methods --- p.37 / Statistical Tests Employed --- p.38 / Response Rate --- p.40 / Chapter Summary --- p.41 / Chapter IV --- RESEARCH FINDINGS --- p.42 / Introduction --- p.42 / Overall Perceived Risk --- p.43 / Perceived Risk for Cash Payment --- p.44 / Perceived Risk for Credit Card Payment --- p.46 / Perceived Risk for EFTPOS Payment --- p.47 / Perceived Physical Risk --- p.49 / Definition --- p.49 / Physical Risk in Small Purchase --- p.49 / Physical Risk in Large Purchase --- p.50 / Overall Physical Risk --- p.51 / Perceived Performance Risk --- p.52 / Definition --- p.52 / Performance Risk in Small Purchase --- p.52 / Performance Risk in Large Purchase --- p.53 / Overall Performance Risk --- p.54 / Perceived Psychological Risk --- p.55 / Definition --- p.55 / Psychological Risk in Small Purchase --- p.56 / Psychological Risk in Large Purchase --- p.57 / Overall Psychological Risk --- p.57 / Perceived Financial Risk --- p.58 / Definition --- p.58 / Financial Risk in Small Purchase --- p.59 / Financial Risk in Large Purchase --- p.60 / Overall Financial Risk --- p.60 / Perceived Risk of Time Loss Risk --- p.61 / Definition --- p.61 / Risk of Time Loss in Small Purchase --- p.62 / Risk of Time Loss in Large Purchase --- p.62 / Overall Risk of Time Loss --- p.63 / Testing of Hypothesis One --- p.64 / Testing of Hypothesis Two --- p.66 / Comparison of User and Non-user --- p.67 / Testing of Hypothesis Three --- p.69 / Test on EFTPOS Knowledge --- p.69 / Testing of Hypothesis Four --- p.72 / Chapter Summary --- p.73 / Chapter V --- SUMMARY AND CONCLUSION --- p.74 / Summary of Key Findings --- p.74 / Implications and Discussion --- p.76 / The Case of Super Ease Card --- p.78 / Limitation of Study --- p.79 / Contribution of Study --- p.79 / Suggestions for Further Study --- p.80 / Concluding Summary --- p.80 / APPENDIX --- p.82 / Sample of Questionnaire --- p.82 / Lists of Perceived Risk Equation --- p.98 / BIBLIOGRAPHY --- p.99

Identiferoai:union.ndltd.org:cuhk.edu.hk/oai:cuhk-dr:cuhk_318706
Date January 1991
ContributorsNg, Tze-fung., Chinese University of Hong Kong Graduate School. Division of Business Administration.
PublisherChinese University of Hong Kong
Source SetsThe Chinese University of Hong Kong
LanguageEnglish
Detected LanguageEnglish
TypeText, bibliography
Formatprint, ix, 103 leaves : ill. ; 30 cm.
CoverageChina, Hong Kong, China, Hong Kong
RightsUse of this resource is governed by the terms and conditions of the Creative Commons “Attribution-NonCommercial-NoDerivatives 4.0 International” License (http://creativecommons.org/licenses/by-nc-nd/4.0/)

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