Since the Great Depression and through the mid-seventies, banks have been considered to be relatively stable. However, more recently the rate of failed banks has increased from.04% per year to 0.5% per year. These changes and problems in the banking industry have focused renewed attention on banks and bank failures as an area of research. / This dissertation examines bank failures and bank runs from a theoretical perspective and an empirical perspective. It is organized in the form of two essays. The first essay examines banks from a theoretical perspective using a simulation model. It identifies and explores many of the underlying reasons for failures. The second essay examines banks from an empirical perspective using multiple discriminant analysis and logit analysis. The goal in this essay is to correctly classify and predict group membership in either the failed bank group or the nonfailed bank group. It is hoped that a better understanding of bank failures and runs can be developed from these two essays. / Source: Dissertation Abstracts International, Volume: 51-09, Section: A, page: 3132. / Major Professor: William A. Christiansen. / Thesis (Ph.D.)--The Florida State University, 1990.
| Identifer | oai:union.ndltd.org:fsu.edu/oai:fsu.digital.flvc.org:fsu_78292 |
| Contributors | Gleason, Anne E., Florida State University |
| Source Sets | Florida State University |
| Language | English |
| Detected Language | English |
| Type | Text |
| Format | 249 p. |
| Rights | On campus use only. |
| Relation | Dissertation Abstracts International |
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