This is an exploratory study of the changes made by employees with stacked medical expense protection plans in employee benefits when given a choice of alternative benefits. Stacking is defined as coverage under both of two employer-sponsored medical expense protection plans. / Stacking health insurance potentially affects many areas of health care financing. If individuals were allowed to eliminate stacking situations, the overallocation of society's scarce resources to medical expense protection plans, which affects the real wealth of society, would be reduced and the problem of suboptimal spending/resource decisions by all the economic units in society would be reduced. Additionally, employers might receive a windfall increase in employee morale. / The model to predict the stacking choice was significant even though only one of the independent variables was significant. This implies that the factors in the model, age, sex, family income, education, distance to the nearest hospital, and preexisting stacking, were linearly related to the stacking choice. / Source: Dissertation Abstracts International, Volume: 49-12, Section: A, page: 3777. / Major Professor: Robert A. Marshall. / Thesis (Ph.D.)--The Florida State University, 1988.
Identifer | oai:union.ndltd.org:fsu.edu/oai:fsu.digital.flvc.org:fsu_77893 |
Contributors | Cassidy, Steven Mark., Florida State University |
Source Sets | Florida State University |
Language | English |
Detected Language | English |
Type | Text |
Format | 280 p. |
Rights | On campus use only. |
Relation | Dissertation Abstracts International |
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