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The role of non-financial factors in credit granting used by commercial banks in developing economies (Emphasis on Republic of Armenia) / Role nefinančních faktorů v poskytování úvěrů obchodními bankami používají v rozvojových ekonomikách (důraz na Arménské republiky)

In order to evaluate the creditworthiness of the company not only outstanding financial and economic knowledge will be needed but also inter-personal skills, common sense and good judgment of human nature. As the issue of finding employees with all the above mentioned qualification will occur for commercial banks the main proposition will be either hiring an expert in psychology or providing systematic psychological training for the credit experts. The idea is not currently used in the vast majority of banks and the appropriate training would be of a high value for credit specialists for their self-development. The quality of the credit specialists will trigger higher standards of credit granting. All these efforts will be become a milestone for a more reliable banking system and trustworthy financial transactions.

Identiferoai:union.ndltd.org:nusl.cz/oai:invenio.nusl.cz:114238
Date January 2011
CreatorsHakobjanyan, Elizabet
ContributorsWagner, Jaroslav, Král, Bohumil
PublisherVysoká škola ekonomická v Praze
Source SetsCzech ETDs
LanguageEnglish
Detected LanguageEnglish
Typeinfo:eu-repo/semantics/masterThesis
Rightsinfo:eu-repo/semantics/restrictedAccess

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