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Shared Equity Homeownership: Local Perceptions, National Performance, and Considerations for Growth

This dissertation contains three articles on shared equity homeownership (SEH). SEH is resale-restricted, owner-occupied housing for lower income households that remains affordable in perpetuity. To examine the viability of SEH in a relatively affordable locality, the first article presents findings from focus groups with potential SEH beneficiaries in Nashville, TN. The study found that the majority of participants expressed an interest in SEH and perceived benefits of SEH relative to existing rental and homeownership options. The second article presents national performance data on SEH. Based upon data from a national survey of community land trusts (one form of SEH), the study found that owners of community land trust homes were substantially less likely to be seriously delinquent or in foreclosure proceedings than owners in the conventional market at the end of 2010. The final article reviews problems in the current landscape of SEH, which are hindering sector formation and growth; it puts forth recommendations to overcome these obstacles in order to take the sector to scale.

Identiferoai:union.ndltd.org:VANDERBILT/oai:VANDERBILTETD:etd-03042013-215202
Date01 April 2013
CreatorsThaden, Emily Patricia
ContributorsMarybeth Shinn, Susan Saegert, James DeFilippis, James Fraser
PublisherVANDERBILT
Source SetsVanderbilt University Theses
LanguageEnglish
Detected LanguageEnglish
Typetext
Formatapplication/pdf
Sourcehttp://etd.library.vanderbilt.edu/available/etd-03042013-215202/
Rightsunrestricted, I hereby certify that, if appropriate, I have obtained and attached hereto a written permission statement from the owner(s) of each third party copyrighted matter to be included in my thesis, dissertation, or project report, allowing distribution as specified below. I certify that the version I submitted is the same as that approved by my advisory committee. I hereby grant to Vanderbilt University or its agents the non-exclusive license to archive and make accessible, under the conditions specified below, my thesis, dissertation, or project report in whole or in part in all forms of media, now or hereafter known. I retain all other ownership rights to the copyright of the thesis, dissertation or project report. I also retain the right to use in future works (such as articles or books) all or part of this thesis, dissertation, or project report.

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