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Can commercially-oriented microfinance help meet the Millennium Development Goals? Evidence from Pakistan.

Yes / The current emphasis in the microfinance industry is a shift from donor-funded to commercially sustainable operations. This article evaluates the impact of access to microloans from the Khushhali Bank - Pakistan's first and largest microfinance bank which operates on commercial principles. Using primary data from a detailed household survey of nearly 3000 borrower and non-borrower households, a difference in difference approach is used to test for the impact of access to loans. Once the results are disaggregated between rural and urban areas there is a positive impact in rural areas on food expenditure and on some social indicators.

Identiferoai:union.ndltd.org:BRADFORD/oai:bradscholars.brad.ac.uk:10454/4475
Date January 2011
CreatorsMontgomery, H., Weiss, John A.
PublisherElsevier
Source SetsBradford Scholars
LanguageEnglish
Detected LanguageEnglish
TypeArticle, final draft paper
Rights© 2010 Elsevier. Reproduced in accordance with the publisher's self-archiving policy.

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