Return to search

Financial Literacy Continuing Professional Education Cognitive Needs Assessment for Florida Small Business Owners

The purpose of this study was to assess the financial literacy continuing profession education cognitive needs of Florida small business owners through exploring their profile. To determine the financial literacy profile, an instrument containing 18 tested knowledge and 5 self-assessed knowledge questions was created. Using a panel of experts, the instrument was developed from previously tested financial literacy questions from several sources.
Data were collected from clients of the West Central Region of the Florida Small Business Development Center at the University of South Florida. The online survey completed by participants included demographic questions to provide data to profile small business owners’ financial literacy by gender, age, education level, and small business classification.
The results indicated small business owners have a high financial literacy. There were significant differences found between the financial literacy of men and women. Men’s scores were higher for both tested knowledge and self-assessed knowledge. Younger small business owners scored lower than older small business owners. There were significant scoring differences between the highest and lowest levels of education. Tested scores and self-assessed scores increased with higher education levels. Pre-venture/start-up business owners scored lower than the small-medium enterprise owners. Implications included developing educational programs attentive to women small business owner’s needs, as well as newer and/or younger small business owners.

Identiferoai:union.ndltd.org:USF/oai:scholarcommons.usf.edu:etd-7322
Date24 March 2016
CreatorsPara, Pearl Dahmen
PublisherScholar Commons
Source SetsUniversity of South Flordia
Detected LanguageEnglish
Typetext
Formatapplication/pdf
SourceGraduate Theses and Dissertations
Rightsdefault

Page generated in 0.0025 seconds