資料包絡分析法乃是利用數學規劃模式求取決策單位之相對效率，故本研究針對本文針對競爭激烈之金控環境下,14至15家金控子銀行進行推估其經營效率。
銀行經營效率評估，主要以財務比率法、資料包絡法及隨機生產（或成本）邊界法。財務比率法大多利用單一投入與產出之比值，不符合生產函數之理論架構；DEA已經針對投入與產出之關係，作一嚴謹的分析，而能推估數個投入與產出之效率指標，此一效率指標，較能評估各廠商之經營績效。本文運用Farrell對於多項投入及多項產出效率衡量的概念，去推估各金控子銀行從1999年至2004年的經營效率，並建議這些銀行如何去配置最佳技術效率組合。
本研究的結論得出公營金控公司子銀行的績效不如民營金控子銀行來的佳。且金控公司子銀行未來應加強創新，增進風險管理的能力，促使銀行、證券及保險平台的結合，以便提高競爭力。 / Data Envelopment Analysis (DEA) is a mathematical programming approach to accessing relative efficiencies within a group of Decision Making Units (DMUS). therefore this research controls the environment in view of this article in view of the competition intense gold next the bank to carry on,14 to 15 Financial company bankings pushes estimates its management efficiency.
The bank management efficiency appraised, mainly by Financial Ratio Approachs, Data Envelopment Approachs and The Stochastic production (or cost) Frontier Approachs. The financial ratio Approachs mostly uses the sole investment with to deliver the ratio, does not conform to theory of overhead construction the production function; DEA already aimed at the investment with to deliver the relations, made a rigorous analysis, but could push estimates several investments with to deliver the efficiency target. This efficiency target, comparatively can appraise management achievements various merchants. This article utilizes Farrell delivers the efficiency weight regarding many investments and many items the concept, pushes estimates various Jin K'ungtzu the bank from 1999 to 2004 management efficiency, and suggested how these banks do dispose the best technical efficiency combination.
This research conclusion obtains the public-operated gold to control the company sub- bank the achievements to be inferior to privately operated Financial company bankings comes good. Also the gold will control the company sub- bank future to be supposed to strengthen the innovation, will promote the risk management the ability, will urge the bank, the negotiable securities and insures the platform the union, in order to enhancement competitive ability.
| Identifer | oai:union.ndltd.org:CHENGCHI/G0919210261 |
| Creators | 林盈鑫, Lin,ing-shin |
| Publisher | 國立政治大學 |
| Source Sets | National Chengchi University Libraries |
| Language | 中文 |
| Detected Language | English |
| Type | text |
| Rights | Copyright © nccu library on behalf of the copyright holders |
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