Risk management strategy is a broad discipline aimed at
identifying, evaluating and handling risks by both physical and
financial means. The medical aid industry in South Africa has
experienced a disproportionate increase in expenditure relative to
the overall economic growth. These cost pressures have placed
restraints on their ability to obtain new members, which is vital
when subsidizing higher risks with younger healthier members,
and has resulted in losses for many schemes. Compounding the
problem has been political and regulatory health care reforms as
well as technological advances, which have initiated a complete
restructure of the industry. This dissertation reviews the risk
management strategies implemented by medical insurers in South
Africa. An analysis of alternate risk management strategies is taken
with the view of recommending a tentative means of making
medical aids more efficient in an increasingly difficult market. / Business Management / M. Comm. (Business Management)
| Identifer | oai:union.ndltd.org:netd.ac.za/oai:union.ndltd.org:unisa/oai:umkn-dsp01.int.unisa.ac.za:10500/16775 |
| Date | 03 1900 |
| Creators | Fernandes da Costa, Melanie Sandra |
| Contributors | Du Toit, G. S. (Gawie S.) |
| Source Sets | South African National ETD Portal |
| Language | English |
| Detected Language | English |
| Type | Dissertation |
| Format | 1 online resource (313 leaves) |
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