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Debt level heterogeneity by municipality type : A study of the differences in households' debt level based on house- and condominium prices and municipality type in Sweden / Skuldnivåns heterogenitet per kommuntyp

We investigate the effects of house- and condominium prices on a household's debt-to-income based on the type of municipality. With data from 2010-2017 for all of Sweden's municipalities we use a panel data regression and find that both house- and condominium price has a significant effect on debt-to-income with control variables of age, age! and education added to the model. The difference in effect on debt-to-income, depending on the type of the municipality is most significant between rural and metropolitan when we investigate condominium prices and between rural and urban when we investigate house prices meaning that there is a difference in effect depending on the type of the municipality. We determine that the effect of condominium price is highest for metropolitan, and the effect of house price is highest for urban.

Identiferoai:union.ndltd.org:UPSALLA1/oai:DiVA.org:hj-61074
Date January 2023
CreatorsJohansson, Emil, Engström, Jonathan
PublisherJönköping University, IHH, Nationalekonomi
Source SetsDiVA Archive at Upsalla University
LanguageEnglish
Detected LanguageEnglish
TypeStudent thesis, info:eu-repo/semantics/bachelorThesis, text
Formatapplication/pdf
Rightsinfo:eu-repo/semantics/openAccess

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