The aim of the thesis with title Evaluation of life insurance is to choose the most convenient insurance product for a specific client. Since we choose insurance on the basis of several criteria and it is not obvious at first sight which product is the most advantageous, it is suitable to use methods of multiple criteria decision making. In theoretical part basic notions concerning insurance industry and multiple criteria decision making are explained. Next, all methods which are used to determine weights of criteria and to choose the best variant are described in detail. For purposes of the thesis there were gathered drafts contracts for investment life insurance and risk life insurance from seven insurance companies, which means altogether fourteen contracts. In practical part evaluation criteria are determined in collaboration with client and their weights are calculated. Next, order of particular variants was determined. All process was in person consulted with a specialist from the area of insurance industry. On the basis of used methods of multicriterial evaluation of variants we can say that for the specific client the insurance product Bella Vita from the Insurance Company Generali is the best choice. In comparison with other alternatives it´s advantage is insurance payment already from the fifteenth day in case of incapacity for work, which arose as a consequence of injury and high insurance payment in case of hospitalization. If the client will choose investment variant or risk variant depends only on his decision, because their results are comparable.
| Identifer | oai:union.ndltd.org:nusl.cz/oai:invenio.nusl.cz:251818 |
| Date | January 2016 |
| Creators | KULASOVÁ, Lucie |
| Source Sets | Czech ETDs |
| Language | Czech |
| Detected Language | English |
| Type | info:eu-repo/semantics/masterThesis |
| Rights | info:eu-repo/semantics/restrictedAccess |
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