In order to evaluate the creditworthiness of the company not only outstanding financial and economic knowledge will be needed but also inter-personal skills, common sense and good judgment of human nature. As the issue of finding employees with all the above mentioned qualification will occur for commercial banks the main proposition will be either hiring an expert in psychology or providing systematic psychological training for the credit experts. The idea is not currently used in the vast majority of banks and the appropriate training would be of a high value for credit specialists for their self-development. The quality of the credit specialists will trigger higher standards of credit granting. All these efforts will be become a milestone for a more reliable banking system and trustworthy financial transactions.
Identifer | oai:union.ndltd.org:nusl.cz/oai:invenio.nusl.cz:114238 |
Date | January 2011 |
Creators | Hakobjanyan, Elizabet |
Contributors | Wagner, Jaroslav, Král, Bohumil |
Publisher | Vysoká škola ekonomická v Praze |
Source Sets | Czech ETDs |
Language | English |
Detected Language | English |
Type | info:eu-repo/semantics/masterThesis |
Rights | info:eu-repo/semantics/restrictedAccess |
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