ABSTRACT
South Africa has a sophisticated and developed retirement fund industry and an extensive
social security system. While the objective of the latter is wider, both are concerned with
financial security: particularly in the face of risks of death, disability and old age. It is
widely recognised that there are many gaps in coverage. The chapters in this thesis
address these gaps and administrative and benefit structures that could be developed to
provide a truly comprehensive social security system. In particular, the thesis discusses
the retirement and old age recommendations of the Taylor Committee, on which the
author served. The vision is of universal coverage for the current state benefits
augmented by mandatory employer based group schemes that offer disability, retirement
and orphans' pensions. Means tests, the Road Accident Fund and workers' compensation
arrangements would be abolished.
The chapters of the thesis are each self-contained, having all been published in – or
submitted to – journals, books or conferences. In each, an attempt has been made to
review a broader literature than is normally used to discover the impact of some element
of the benefit structure, governance or investment policies of retirement schemes on their
members. In this context, it is considered to be particularly appropriate to test policies
and governance against the standard of justice
| Identifer | oai:union.ndltd.org:netd.ac.za/oai:union.ndltd.org:wits/oai:wiredspace.wits.ac.za:10539/4497 |
| Date | 29 February 2008 |
| Creators | Asher, Anthony |
| Source Sets | South African National ETD Portal |
| Language | English |
| Detected Language | English |
| Format | 1400849 bytes, application/pdf, application/pdf |
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