We live in a world in which it became the norm that people but also countries owe more than their annual earnings. We have a wide range of available capital within our reach, but also great risks of unrepayable debts. Simultaneously, only little attention is paid to the impact of debts on the psyche of the debtors. The presented thesis explains some of these aspects. The first chapter of the thesis deals with a brief history of debt, its role in the society, and basic terminology. The second chapter addresses the creditor and his relation to the debtor. In the third chapter, we focus on the debtors and their mental characteristics and risk factors for indebtedness. In the last chapter of the theoretical part, we attend the incurrence of debt and psychological context that hinder its redemption. The research part of the thesis draws comparison between time perspective pursuant to the P. Zimbardo theory and indebtedness of the individuals through a questionnaire survey. The results of the research have shown just a particular coherence among time perspective for the individual types of the debt examined, yet the results have shown significant differences among the debtors who are unable to redeem their obligations in time. Furthermore, this chapter represents the seed of the development of a separate...
| Identifer | oai:union.ndltd.org:nusl.cz/oai:invenio.nusl.cz:404422 |
| Date | January 2019 |
| Creators | Růžička, Vojtěch |
| Contributors | Höschlová, Eva, Stehlík, Luděk |
| Source Sets | Czech ETDs |
| Language | Czech |
| Detected Language | English |
| Type | info:eu-repo/semantics/masterThesis |
| Rights | info:eu-repo/semantics/restrictedAccess |
Page generated in 0.0022 seconds