The situation that China's pensions cannot cover the expenditure is becoming more and more serious. On the one hand, it is to increase the rate of return of enterprise annuities. On the other hand, it is to increase the participation rate of enterprise annuities. In order to improve the participation rate of enterprise annuity, it is of great significance to solve the problem of insufficient funds of enterprise annuity from the aspect of supply. Based on this, this dissertation conducts detailed research, focusing on the impact of relevant factors on the participation rate of enterprise annuity from the enterprise level and the individual level. After making a detailed overview of the situation of domestic enterprise annuity, this dissertation analyzes the influencing factors of the participation rate of enterprise annuity of China based on the latest nationally representative micro data CHIP 2018. The analysis uses the "bivariate Probit model", that is, the enterprise level and the individual level, employing 0-1 bivariate as the dependent variables and employee income, employee education, employee gender, enterprise income as independent variables. The analysis also includes other control variables. The empirical evidence found that employee income, employee education, and employee gender have impacts on employee participation in enterprise annuity; enterprise ownership, company income, and the industry in which the company is located have impacts on whether the enterprise establishes an enterprise annuity plan. In addition, there are differences in the state-owned system and private system and industry differences on the establishment of enterprise annuity plans. Finally, this dissertation gives relevant policy suggestions that may provide some theoretical guidance for increasing the participation rate of enterprise annuity.Key words: Enterprise annuity; Participation rate; Bivariate Probit model; Policy suggestions. / Business Administration/Interdisciplinary
| Identifer | oai:union.ndltd.org:TEMPLE/oai:scholarshare.temple.edu:20.500.12613/9514 |
| Date | 08 1900 |
| Creators | PAN, YONGWEI 潘永伟 |
| Contributors | Rytchkov, Oleg, Naveen, Lalitha, Gao Bakshi, Xiaohui, Kong, Guangwen |
| Publisher | Temple University. Libraries |
| Source Sets | Temple University |
| Language | English |
| Detected Language | English |
| Type | Thesis/Dissertation, Text |
| Format | 61 pages |
| Rights | IN COPYRIGHT- This Rights Statement can be used for an Item that is in copyright. Using this statement implies that the organization making this Item available has determined that the Item is in copyright and either is the rights-holder, has obtained permission from the rights-holder(s) to make their Work(s) available, or makes the Item available under an exception or limitation to copyright (including Fair Use) that entitles it to make the Item available., http://rightsstatements.org/vocab/InC/1.0/ |
| Relation | http://dx.doi.org/10.34944/dspace/9476, Theses and Dissertations |
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