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Posuzování bonity klienta z pohledu banky, úvěrový proces a analýza klienta / Assessment of client’s creditworthiness from a bank’s perspectiv e, loan granting procedure and c lient analysis.

The aim of this thesis is to evaluate creditworthiness (credibility) of a client and assessment of loan granting decision. The work highlights the importance of financial analysis, which constitutes a basis for risk assessment of a client and is a deciding factor in the final decision of granting a loan. Theoretical and methodological part deals with definitions, explanation of terms and methods related to credit processing and financial analysis. The second part assesses financial stability of the company "Firma, a.s." through financial analysis and subsequently evaluates its credibility by applying a selected credit rating model. As a result, final loan granting decision is made.

Identiferoai:union.ndltd.org:nusl.cz/oai:invenio.nusl.cz:163049
Date January 2009
CreatorsProkopová, Marta
ContributorsBoukal, Petr, Kubíková, Dagmar
PublisherVysoká škola ekonomická v Praze
Source SetsCzech ETDs
LanguageCzech
Detected LanguageEnglish
Typeinfo:eu-repo/semantics/masterThesis
Rightsinfo:eu-repo/semantics/restrictedAccess

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