Thesis (MTech. degree in Business Information Systems) -- Tshwane University of Technology, 2010. / This study addresses the key need for access to finance through ICT. A qualitative research approach with a multiple case study design was adopted to provide an in-depth understanding of the situation from the perspective of the development finance institutions (DFIs) providing financial support for small, medium and micro enterprises (SMMEs), as well as SMMEs that have been beneficiaries. After analysing the findings obtained from the interviews, survey and other sources, an e-finance model was developed. This model comprises three environments, namely the lending subsystem, the service consumer environment and the financial provider environment. The e-finance model is perceived as representing a new distribution channel (an add-on channel rather than a substitute) for the DFIs products and services and it offers a way of reaching a broader range of new clients. Moreover, it serves to improve the turnaround time of the application by automating the process and making it efficient and effective.
| Identifer | oai:union.ndltd.org:netd.ac.za/oai:union.ndltd.org:tut/oai:encore.tut.ac.za:d1000654 |
| Date | January 2010 |
| Creators | Nkaelang, Boitumelo Tshegofatso. |
| Source Sets | South African National ETD Portal |
| Language | English |
| Detected Language | English |
| Type | Thesis |
| Format | |
| Rights | Tshwane University of Technology |
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