The aim of the diploma thesis is to build the optimal financial plans for model individuals using appropriate mix of financial portfolios, based on selected parameters and financial analysis. The objective of the literature recherche is a characteristic of the financial instruments that are used in financial planning. The theoretical part is divided into two units. The first defines key concepts in the issues of personal financial planning and financial markets and in the second are characterized available financial instruments. The practical part at first describes the model households and their current financial situations and products. Based on that information is to achieve its goals then build an optimized financial portfolios of financial products. The first household consists of husband and wife, who are thirty years old and have a year-old son. Their income is based on averages for the year 2015 and expenditures on the methodology of the Czech Statistical Office. The main element in this plan is to purchase their own house through a mortgage loan. The second household consists of a single person who is forty years old, is divorced and has two children. The main theme is the creation of long-term reserves, therefore appreciation of free funds through the appropriate mix of the investment portfolio.
| Identifer | oai:union.ndltd.org:nusl.cz/oai:invenio.nusl.cz:259193 |
| Date | January 2016 |
| Creators | Fiala, Kamil |
| Contributors | Pfeiferová, Daniela, Martin, Martin |
| Publisher | Česká zemědělská univerzita v Praze |
| Source Sets | Czech ETDs |
| Language | Czech |
| Detected Language | English |
| Type | info:eu-repo/semantics/masterThesis |
| Rights | info:eu-repo/semantics/restrictedAccess |
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