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Research on Operating Efficiency and Intellectual Capital of Domestic Banks

This is an era that the financial environment would undergo a vast reform. By the catalysis of the internationalized and liberalized financial policy, the financial prosperity has vigorous development, which didn¡¦t appear before. Although so, the financial deterioration would come along with it, and of which the order of severity never yet happened before. This is an era as well that the knowledge of economics dominates in our daily life. The intellectual capital has gradually taken the place of traditional and sensible capital of property. This is not only the thing, for which many current Knowledge-Creating Company are concerned, and which becomes abruptly a key factor to decide success or failure in the market of living competition.
The banking is a very particular industry. On the level of industrial technique, it is the most scientific among the service industry. In order to satisfy the requirement of consumer, the banking, which has to depend on application to link different kinds of professional knowledge with information technology, is a typical industry by the process to transform accumulative knowledge into competitive ability of an enterprise. And then, on the level of industrial function, the banking possess many sorts and complex of functions which contain finance, service, economy, society, etc. Therefore, a bank operates well or not, which will not only affect rights and interests of shareholder, even more will concern the development of the entire social economy.
For the above-mentioned background, this thesis adopt a sort of evaluating method of operating efficiency which is different from the analysis of traditional financial affairs rate. That¡¦s ¡§Data Envelopment Analysis: a DEA¡¨, which can measure the operating efficiency between domestic banks, and deeply explore the source of non-efficiency to find out the real problem whether it¡¦s from a simple technique efficiency or scale efficiency, furthermore which can help us to understand where we can improve in the area of output, especially for the non-efficient bank, by way of slack variable analysis. Besides, this thesis also brings up an idea about intellectual capital of bank, which, more and more to be esteemed in administration circles, can provide domestic banks for discussion and comparison concerning their intellectual capital. Last, this thesis explores whether bank has obvious relation between intellectual capital and operating efficiency. We expect that the administrator of bank management will attach importance to intellectual capital through the result of study in this thesis, and deeply consider the existential value of bank¡¦s self as well as the direction of future development. We are in a brand-new situation after our country joins WTO, therefore, we expect that our country would, promote competitive strength, achieve further the integration of domestic financial strength, and stand erect in the international finance market with its most strong lineup.

Identiferoai:union.ndltd.org:NSYSU/oai:NSYSU:etd-0106103-203629
Date06 January 2003
CreatorsWu, Chin-Shean
Contributorsnone, none, none
PublisherNSYSU
Source SetsNSYSU Electronic Thesis and Dissertation Archive
LanguageCholon
Detected LanguageEnglish
Typetext
Formatapplication/pdf
Sourcehttp://etd.lib.nsysu.edu.tw/ETD-db/ETD-search/view_etd?URN=etd-0106103-203629
Rightsunrestricted, Copyright information available at source archive

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