According to the 2010 Small and Medium Enterprise White Book published by the Ministry of Economic Affairs, the proportion of the Small and Medium Enterprises (SMEs) in Taiwan is 97.9%, which indicates that the SMEs is the foundation of Taiwan¡¦s economic development. However, the financing activity of the SMEs is limited owing to the lack of financing channels and the defects of finance, operation, and structure design. Hence, through the depth interviews, the paper investigates how the SMEs could make use of the internal and external resources to negotiate with the banks when applying for the credit line. The research indicates that the SMEs should recognize the useful resources from the producing and selling chains and provide them to the banks as the sub-gages. This would make it easier for the banks to control the repayment sources or secure their rights. On the other hand, the SMEs will acquire the appropriate credit line solutions, expand the business scale and reach the goal of sustainable management.
| Identifer | oai:union.ndltd.org:NSYSU/oai:NSYSU:etd-0728111-160818 |
| Date | 28 July 2011 |
| Creators | Tuan, Miao-Fen |
| Contributors | Chang-Yung Liu, Jen-Jsung Huang, David S. Shyu, Yih Jeng |
| Publisher | NSYSU |
| Source Sets | NSYSU Electronic Thesis and Dissertation Archive |
| Language | Cholon |
| Detected Language | English |
| Type | text |
| Format | application/pdf |
| Source | http://etd.lib.nsysu.edu.tw/ETD-db/ETD-search/view_etd?URN=etd-0728111-160818 |
| Rights | not_available, Copyright information available at source archive |
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