碩士 / 國立海洋大學 / 應用經濟研究所 / 90 / The credit department of fishermen association which finances fishermen’s needed capital plays an important role in fishery finance. It has a great influence on the development of fishery, the economy of fishing villages and the life of fishermen. The purpose of this study is to investigate the performance and economies of scale of the credit department of fishermen association in Taiwan. The data used in this study is obtained from the balance sheets and income sheets of the 27 credit department of fishermen associations in Taiwan from 1991-2000. But only the data from 1991-1996. are used in the empirical analysis. This study constructs a non-neutral stochastic cost frontier model, then estimates the parameters of this model, the cost efficiency, the frontier scale and the average scale. Finally, it analyzes the influences of the expanding of total assets of the credit department of fishermen association on its performance and economies of scale. The results of this study are as follows: First, the cost efficiency of the credit department of fishermen association with smaller size of assets is generally lower. This suggests that those credit department of fishermen associations are necessary to expand their size of assets to improve cost efficiency. But their size of assets also can not expand too much for preventing increasing cost inefficiency. Second, the value of frontier scale is a little less than one which shows that the credit department of fishermen association presents a little diseconomy of scale in perfect efficiency. But the value of average scale is greater than one, it shows that the credit department of fishermen association presents economies of scale even if it operates in inefficiency. The expanding of total assets will decrease the value of economies of scale. Third, If the credit department of fishermen association with smaller size of assets considers merger, it can improve the cost efficiency, but it decreases the value of economies of scale. Fourth, The lower cost efficiency reveals if the credit department of fishermen association had higher bas loan rate and saving rate.
| Identifer | oai:union.ndltd.org:TW/090NTOU0452016 |
| Date | January 2002 |
| Creators | Chang Jui-Hui, 張瑞暉 |
| Contributors | David S.Liao, 廖聖惠 |
| Source Sets | National Digital Library of Theses and Dissertations in Taiwan |
| Language | zh-TW |
| Detected Language | English |
| Type | 學位論文 ; thesis |
| Format | 79 |
Page generated in 0.0018 seconds