碩士 / 國立高雄第一科技大學 / 風險管理與保險所 / 93 / The major theme of this research is to study the evaluation model used on the insurance industry, the property-liability insurance company and its insurance finance. Also, the two step clustering and the Logistic regression model are used to find various factors that significantly affect the financial situation of the property-liability insurance in Taiwan.
The empirical results indicate that the company scale and the liquidity ratio have positive influence but the profit margin and the combined ratio have negative influence on the financial situation. The model has a recognition rate of 76.47% in recognizing the financial abnormally property-liability insurance company and 95.58% in recognizing the financial normally property-liability insurance company. The overall recognition rate is 86.03%.In order to improve the financial situation, the property-liability insurance company should put focus on the balanced development and the monitoring authorities should accelerate to control and manage the financial abnormally insurance companies.
| Identifer | oai:union.ndltd.org:TW/093NKIT5218020 |
| Date | January 2005 |
| Creators | Chip Peng, 彭麒 |
| Contributors | Li-hua Lai, 賴麗華 |
| Source Sets | National Digital Library of Theses and Dissertations in Taiwan |
| Language | zh-TW |
| Detected Language | English |
| Type | 學位論文 ; thesis |
| Format | 62 |
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