碩士 / 國立成功大學 / 企業管理學系專班 / 97 / When evaluating company credibility for the purpose of corporate loan, the banks in Taiwan usually implement both financial indicators and non-financial indicators for risk evaluation and price setting, and each bank uses different evaluation methods with these indicators. This study mainly focuses on the banks’ evaluation on steel and aluminum boatbuilding companies, which, according to the 2009 official report from the Taiwan Shipbuilding Industry Association, made up more than 80% of the boatbuilding industry in Taiwan from 2006 to 2008.
Within this specific group in the boatbuilding industry, Company T, Company J, and Company F have more than 80% of the total production. Therefore, the data for this study is collected from these three companies through questionnaire survey consisting of 45 questions in financial indicators and 32 in non-financial indicators, and 2 questions on decision-making process. The questionnaires are done by both financial personnel and managers within the companies as well as the personnel in the banks handling their corporate loans.
The study result shows that there are significant differences in the evaluation methods between the personnel within the companies and the personnel in the banks. However, it is also clear that both parties consider more than one indicator as the important key for the process of evaluation.
| Identifer | oai:union.ndltd.org:TW/097NCKU5121016 |
| Date | January 2009 |
| Creators | Yung-Hsiang Huang, 黃詠詳 |
| Contributors | Quey-jen Yeh, 葉桂珍 |
| Source Sets | National Digital Library of Theses and Dissertations in Taiwan |
| Language | zh-TW |
| Detected Language | English |
| Type | 學位論文 ; thesis |
| Format | 94 |
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