A Case Study of the Shanghai Commercial and Savings Bank for the Key Success Factors of Commercial Banks / 銀行業經營關鍵成功因素─以上海商業儲蓄銀行為例

碩士 / 國立彰化師範大學 / 會計學系企業高階管理 / 97 / With the development of global financial liberalization, different types of financial commodities are presented constantly. To face the trend of financial liberalization, our government has made a lot of effort to improve financial efficiency. For this reason, fi-nancial
institutions are allowed to establish as local private banks. However, these days the great growing number of financial institutions cause some problems, like profit gaining which is not as much as before and the growing rate of overdue repayment.The operating performances of the local banks are an issue highly concerned by the
government authorities, the bank operators, depositors and the investors. The greatest difficulties that the local banking industry in Taiwan is facing are the random market price and the declining profits caused by the malicious competition among the homogeneous banks.Besides, after Taiwan was admitted into WTO, the financial environment has been forced to change and open, which has encouraged the international financial groups to enter the local
financial market. Hence, the local banking industry is facing the crucial heavy competition from both foreign and domestic banks. Therefore, we must come up with the methods to stabilize and furthermore to promote our competitiveness. bank how to enhance their
competitive ability, as a subject worthy of serious consideration.From 2004 to 2007, The Shanghai bank performed very well. This research discusses
the factors that affect the operating performances of the The Shanghai bank.This research first discusses the norms of the operating performances of the banks and
evaluates the intensity of the effects that the certain financial norms have on the operating performances. An empirical result would be analyzed and suggestions would be made by this study to provide decision making references to the management of the bank.The summary of this research’s result are as follow:
1、The Shanghai bank has the first mover advantage on the bank transactions among Taiwan、Hong Kong and Shanghai.
2、The Shanghai bank Domestic Banking unit and Off-shore banking unit have good knowhow and skills.
3、The Shanghai bank has professional skill by foreign exchange transaction.
Key words:Domestic Banking Unit,DBU;Offshore Banking Unit,OBU;Finance Ratio; Performance; Factor Analsis;Blue Ocean Strategy

Identiferoai:union.ndltd.org:TW/097NCUE5385029
Date January 2009
Creators陳素蘭
Contributors陳光谷
Source SetsNational Digital Library of Theses and Dissertations in Taiwan
Languagezh-TW
Detected LanguageEnglish
Type學位論文 ; thesis
Format69

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