Survival, Opportunity, and Growth of the Shanghai Commercial & Savings Bank in the Taiwan Banking Industry / 上海商業儲蓄銀行在金融業的生存發展機會

碩士 / 國立高雄大學 / 國際高階經營管理碩士在職專班(IEMBA) / 97 / Shanghai Commercial & Savings Bank, Ltd. (SCSB) was established in 1914. SCSB, which is the only private bank from the Mainland, resumed its head office in Taiwan in June 1965. It is the privately held bank with longest history in the Taiwan banking industry. Steady and dependable are the management style of SCSB. Compared to the domestic banks in Taiwan, SCSB has relative low market shares of deposits and loans. Relatively, the asset size is also much smaller than those financial holding companies. Even though SCSB is not a public offering bank listed in the security exchange, it has the positive evaluation and the record of the top sale renovation in the Taiwan banking industry. From 2004 to 2007, the earnings per shares of SCSB are the highest among domestic banks. Even in 2007, SCSB earned the top ranking of the strong banks in Taiwan from the Asian Banker. SCSB survives from the political turbulences, business cycles, and peer competitions. When the trend of a bank becomes a financial holding company (FHC), SCSB still emphasizes on the specialized banking in business banking with sound service and financial innovation. Especially, it is good at foreign exchange services and the international banking across the Taiwan Strait. Because of its efficient operation and profitability, SCSB becomes one of the outperforming small and solid banks in Taiwan. The objectives of this study are to apply the banking theories and empirical results and identify the determinant factors of bank performance. Based on the significant results of the statistical analysis, this study evaluates the case of the performance of SCSB and provides the implications to the other banks in the domestic banking industry.

Identiferoai:union.ndltd.org:TW/097NUK05321018
Date January 2009
CreatorsChih-Liang Chen, 陳誌亮
ContributorsYi-kai Chen, 陳怡凱
Source SetsNational Digital Library of Theses and Dissertations in Taiwan
Languagezh-TW
Detected LanguageEnglish
Type學位論文 ; thesis
Format49

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