碩士 / 朝陽科技大學 / 保險金融管理系碩士班 / 98 / ABSTRACT
Clients have more requirements for investment and financial management commodity also even diversified because the domestic financial industry has been open along with the law in recent years, the wealth management service is much more international and information channel has been developed. Financial management commodity mainly divides into three Kinds: insurance, mutual fund and structure notes.
In the bank profit structure, financial management commodity belongs to non-risk income, and the profit and loss was proud by the investor. Although the loan service is the majority of income, there is no benefit to be gained nearly under the present interest rate standard and the bank has to take the risk of breaking contracts. Therefore, all bank do their best effort on non-risk’s handling charge income. However, investors only buy up blindly in the kind of competitive environment and under specialists’ recommends. Even though they can’t understand what commodity was boughten. What is the aim of investment? Most of investors were rush to buy commodity based on specialists’ suggestions and raked in mich money because of bull market. This kind of situation was ended up and investors withdrew this market until subprime mortgage in 2007.
This research is taken based on public bank mutual fund investor as an object to progress mutual fund investment evaluation model. Logistic regression was applied to be an analysis method to discuss significant difference between variables (stopping payments) and independent variables and then find out to be a reference resource for banks to detect high quality clients.
| Identifer | oai:union.ndltd.org:TW/098CYUT5218019 |
| Date | January 2010 |
| Creators | Shu-Fen Chiu, 邱淑芬 |
| Contributors | Ker-Tah Hsu, Tung-Ming Yan, 許可達, 嚴宗銘 |
| Source Sets | National Digital Library of Theses and Dissertations in Taiwan |
| Language | zh-TW |
| Detected Language | English |
| Type | 學位論文 ; thesis |
| Format | 70 |
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