碩士 / 國立高雄海洋科技大學 / 航運管理研究所 / 98 / As the globalization of trade and the fast, diversities in transportation of logistics, in order to obtain the most profit, the industry will prefer to decide to do producing and assembling in developing countries which provide low cost in labor and land. Then distribute their goods to the world over utilizing the logistic service. Consequently, the risk which consignee has to face during this stage is becoming higher and complicated.
According to the clauses “Institute Cargo Clauses, 1982”; referred to ICC 1982, has extended its coverage to a variety of possible risk of the goods caused by in-land operation, still some are not under the insurance coverage. Although by means of "Commercial property floater policy ", the compensation can be gained for the risk caused by processing, assembly, and transition, however; it can't satisfy and resolve the current situation, neither meets the demand for international logistics. Even worse, creating serious security problem during this so-called "window period".
Therefore, individual policy must be taken to secure the owner's goods, such as "commercial fire insurance" needs to be covered in the period of "factory loading", inventory, "port loading and unloading"; "commercial mobile insurance" is needed during "processing / assembly / packaging" period, as well as "cargo insurance" has to be taken while transporting. In summary, at least three kinds of policies must be held over these five periods of logistics. Obviously, it not only complicates the procedures and time-consuming, but also causes the inconvenience of owner.
In this study, "Stock Throughput Insurance (referred to as STP)" will be introduced to resolve and overcome the above problems; besides, the characteristics of STP can be understood by analyzing its insured endorsement paper and relative documents. In order to bear the risk of the existing scope, STP provides and integrates relative policy connected with international logistics security. In principle, STP underwriting conditions are mainly based on cargo insurance policy (Institute Cargo Clauses), in addition, special industry requirements and extra specific conditions still can be added under the request of goods owners as long as it's in accordance with STP's clauses.
In conclusion, STP is an extremely flexible and customerized insurance policy compared with the others. STP not only provides the best insurance policy matching various demands for any industry owner, also can it become the valuable reference template for designing and making "logistics insurance" contract in the Taiwan’s future.
| Identifer | oai:union.ndltd.org:TW/098nkim8301001 |
| Date | January 2010 |
| Creators | Fang-Ling Liao, 廖芳伶 |
| Contributors | Wen-Jui Tseng, 曾文瑞 |
| Source Sets | National Digital Library of Theses and Dissertations in Taiwan |
| Language | zh-TW |
| Detected Language | English |
| Type | 學位論文 ; thesis |
| Format | 127 |
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