An Analysis on the Underwriting Profits ofProperty and Causality Insurance after the BenefitsPremium Deregulation: Cases of TransportationInsurance, Credit and Guarantee Insurance, andEngineering Insurance / 費率自由化後之核保利潤分析:以運輸保險、信用保證保險及工程險為例

碩士 / 東吳大學 / 財務工程與精算數學系 / 100 / In this study, we analyze the changes of underwriting profits and market concentrations of property and causality insurance in Taiwan after the benefits premium deregulation by the insurance regulators. Starting from 2005, the second stages of benefits premium deregulation, the regulators allow insurance companies to have a limited deviation of benefits premium. Therefore, it results in a competition of insurance companies and premiums reduced then. We select goods transport insurance, inland transportation insurance, engineering insurance, guarantee insurance and credit insurance to analyze the changes of underwriting profits and market concentrations. We find an upward trend of market concentration in the property and causality insurance market and the overall underwriting profits rise. Besides, we incorporate Capital Asset Pricing Model to predict the expected underwriting profits of each line of the insurers.

Identiferoai:union.ndltd.org:TW/100SCU05314024
Date January 2012
CreatorsChih-kang Tan, 譚志剛
ContributorsFang-shu Chan, 詹芳書
Source SetsNational Digital Library of Theses and Dissertations in Taiwan
Languagezh-TW
Detected LanguageEnglish
Type學位論文 ; thesis
Format47

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