碩士 / 東吳大學 / 財務工程與精算數學系 / 100 / In this study, we analyze the changes of underwriting profits and market concentrations of property and causality insurance in Taiwan after the benefits premium deregulation by the insurance regulators. Starting from 2005, the second stages of benefits premium deregulation, the regulators allow insurance companies to have a limited deviation of benefits premium. Therefore, it results in a competition of insurance companies and premiums reduced then. We select goods transport insurance, inland transportation insurance, engineering insurance, guarantee insurance and credit insurance to analyze the changes of underwriting profits and market concentrations. We find an upward trend of market concentration in the property and causality insurance market and the overall underwriting profits rise. Besides, we incorporate Capital Asset Pricing Model to predict the expected underwriting profits of each line of the insurers.
Identifer | oai:union.ndltd.org:TW/100SCU05314024 |
Date | January 2012 |
Creators | Chih-kang Tan, 譚志剛 |
Contributors | Fang-shu Chan, 詹芳書 |
Source Sets | National Digital Library of Theses and Dissertations in Taiwan |
Language | zh-TW |
Detected Language | English |
Type | 學位論文 ; thesis |
Format | 47 |
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