碩士 / 國立臺中科技大學 / 財務金融系碩士班 / 101 / This study investigate whether the bank relationship of firms (proxied by the holding bank ownership) can bring firms benefits in theirs’ bank loan contracts, including the interest rate, the loan size , and the secured condition. Our sample contains 14,340 individual bank loan contracts of listed companies in Taiwan from 2005 to 2010. We propose three hypotheses to prove the benefits of bank relationship in firms. The results show that firm with holding bank ownership can acquire many benefits in bank loan contracts, including the lower interest rates, the larger loan sizes, and more easy to get unsecured loan. Finally, we also find that the benefits of bank relationship in firms will enlarge in high-risk firms.
| Identifer | oai:union.ndltd.org:TW/101NTTI5304004 |
| Date | January 2013 |
| Creators | Yu- Xuan Wu, 吳羽旋 |
| Contributors | Chih-Yung Lin, Meng-Fen Hsieh, 林智勇, 謝孟芬 |
| Source Sets | National Digital Library of Theses and Dissertations in Taiwan |
| Language | zh-TW |
| Detected Language | English |
| Type | 學位論文 ; thesis |
| Format | 36 |
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