碩士 / 東吳大學 / 企業管理學系 / 101 / Since the regulation of cross-strait banking policy has been loosen, and investment is encouraged by Taiwanese government, the financial activity between Taiwan and China is now highly active. Offshore banking unit (OBU), in favor of the feature of tax-free and relative invisibility, it always plays an important role in capital raising mechanism for Taiwanese business. Along with the increasing cross-strait financial engagement, the performance of OBU operation will be the main focus of this research.
The objects this study is looking at are the sample of 35 international financial service providers from the banks in Taiwan. The period taken by the study is from 2010 to 2012. Intermediation approach is applied in this study to measure the efficiency of a bank. The chosen input variables are one business’s interest expense, non-interest expense, net-wealth and the number of branches. On the other hand, the chosen output variables are interest revenue, loan and discounts. Applying data envelopment analysis (DEA) and Malmquist to acquire and compare the each performance index of every different OBU. Throughout the qualitative research method, by interviewing with the supervisors and managers, take their advices of the suggested variables considering their professional views for the following three policies to enhance the research quality.
Empirical results are as following:
1.The overall OBU performance does not change significantly within the three years. The presumed reason
behind the cause is the insufficient time for the policy to be fully effective.
2.The allocation of resources is an important factor in affecting the performance of international
financial service provider branch. In slack variables analysis, it shows the input variable of
international financial service provider branch which needs the largest change is non-interest
expense. As to prevent the waste of operational cost or apply a strict company evaluation to avoid the
occurrence of bad debt.
3.The inter-period productivity of offshore banking unit under financial system is higher than the ones
under no financial system. Megabank and TC bank are the most superior units under financial system and
non-financial system respectively.
4.Loan and discounts is the key for international financial service provider branch to make the largest
profit. When the cross-strait banking is acting more frequently, the performance of the whole
financial industry will be higher.
| Identifer | oai:union.ndltd.org:TW/101SCU07121001 |
| Date | January 2013 |
| Creators | Pin Hung Hsu, 徐賓鴻 |
| Contributors | Hsiao Ling Shen, 沈筱玲 |
| Source Sets | National Digital Library of Theses and Dissertations in Taiwan |
| Language | zh-TW |
| Detected Language | English |
| Type | 學位論文 ; thesis |
| Format | 131 |
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