The purpose of the study was threefold: (1) to identify the standards or criteria that women hold for satisfaction with level of living; (2) to identify the financial adjustments that women make in retirement; and (3) to investigate women's satisfaction/dissatisfaction with financial adjustments made in level of living following retirement. / The sample consisted of 40 randomly selected female retirees whose names appeared on the State of Florida's retirement mailing list. Information was gathered by telephone utilizing the Information Inventory and Financial Adjustment Schedule, two instruments devised by the researcher. / Retirees' criteria for a satisfying level of living varied by marital status. Current satisfaction for widows tended to be based on the relationship of pre-retirement satisfaction, i.e., if pre-retirement satisfaction was high then post retirement satisfaction was low. Single/divorced and married retirees who compared their income favorably to that of American families in general tended to express higher levels of satisfaction; however, social comparisons were not significantly related to the satisfaction of the widows in this study. Perception of income adequacy also tended to promote feelings of general satisfaction. In particular the financial ability to visit children and relatives as often as wished was positively related to satisfaction for the total group of retirees. Single/divorced retirees were the only group of retirees whose satisfaction was related to adequacy of income for maintaining their current level of living and for meeting their current needs. / Financial adjustments also varied by marital status. In general, the non-marrieds reduced expenses on necessities more often than did the marrieds. Reasons for reduced spending also varied by marital status. More non-marrieds reduced spending because of lack of funds than did marrieds. The number of adjustments experienced by the retiree was found to influence satisfaction with level of living as was the experience of problems paying bills since retiring. It is inferred by the researcher that "adjustments" and "problems paying bills" are more universally held concepts for the respondents in general than other items used in the questionnaire. / Source: Dissertation Abstracts International, Volume: 44-07, Section: A, page: 2214. / Thesis (Ph.D.)--The Florida State University, 1983.
| Identifer | oai:union.ndltd.org:fsu.edu/oai:fsu.digital.flvc.org:fsu_75138 |
| Contributors | CLARK, LYNN., Florida State University |
| Source Sets | Florida State University |
| Detected Language | English |
| Type | Text |
| Format | 174 p. |
| Rights | On campus use only. |
| Relation | Dissertation Abstracts International |
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