Decision making is an inherent part of human life. Every day we decide on little things, but also some more complex problems may appear. In such cases, we need to choose a more complex process leading to the final decision. To do so, many multiple-criteria decision-making methods can be used. These methods will be explored in this thesis. They will be used to select accident insurance according to the preferences and requirements of several respondents. Accident insurance protects the insured person against the impairment of their life caused by the consequences of their injury. Accident insurance is a commitment for many years, so its choice needs close attention. The choice of the insurance can be assessed based on of several criteria. Designing a model of multi-criteria decision-making strategy was the main goal of this diploma thesis. The thesis is divided into two parts - the theoretical and practical part. Theoretical part defines the concepts of decision making, multi-criteria decision making and its methods using specialized literature. It also defines the concept of insurance and its specifics relating to accident insurance. The practical part focuses on the specific solution of the given problem. The first step was a survey of offers of insurance companies operating on the Czech market that have separate accident insurance in their product portfolio. Based on these offers, decision variants have been created. The second step was to determine the five criteria on whose basis the variants were evaluated. After the general procedure has been established, the model has been applied. The proposed procedure was tried on a group of respondents to select the best offer for them. The target group, for which the procedure was designed, was set for people between the ages of 40 and 50 who do not have a risky job and do not engage in any hazardous leisure activities. Their preferences were determined by a questionnaire, based on which the decision matrices and weightings of the individual criteria were compiled. The optimal option was recommended to respondents.

Everyone's life is threatened by many risks that we try to eliminate them or to reduce their consequences. These risks are unexpected so we do not know when they strikes and change our lives. Some risks either directly affect our own lives or the lives of our beloved, or the standard of living of our loved ones. In my thesis, I will focus on the risks associated with injury or civilisation disease that often bring, apart from health complications, also financial problems due to the decline of employment income. To minimize the impacts of the income decline, most people pay for various financial products. Most often, they effect some type of life insurance. In my work, I will introduce basic principles of insurance, types of insurance focusing above all on life insurance. Using questionnaires, I will try to identify how many people have or have not effected any type of life insurance, what type of life insurance people usually effect, whether the risks which could threaten them would be covered by particular insurance according to their needs. I will also set several hypotheses and I will test them statistically to obtain relevant and valid answers.

This graduation thesis focuses on the insurance of sports events and professional athletes. It represents the sum of possible insurance products in the given area. The goal of the thesis is to present this marginal part of insurance market and, by using actual data, to show the trends in the number of insurance agreements contracted by professional sportspeople and their proportion in the total of life insurance. The first part lays the theoretical background of the work. The second part compares insurance agreements of two different companies with the same insurance company. The last part concentrates on the insurance of major sports events, i.e. the Ice Hockey World Championship and the Olympic Games.

The topic of this diploma thesis was chosen with regard to the currency of this issue. There are discussed the basis of financial planning and it is accounted why the finance is important to be planned. Not insignificant part of the financial planning is insurance, which penetrates the whole financial plan. In this field I focused on, in my opinion, the most important financial security, namely income security in case its failure, which mostly accident insurance deals with. The theoretical part of the thesis is followed by a number of sample presentations of financial plans in selected insurance companies.

66 Summary The topic of my work is workplace injury. The goal of this work is comparison of two main approaches to this topic that have been discussed over the past years, namely - the employer`s responsibility versus accidental insurance of employees. The first one mentioned is effective in Czech republic and the second was meant to be effective from 1st January 2008 but it was postponed three times (last time to 1st January 2015) and it is now considered to be canceled. The goal is to understand why and to determine which of the systems better suits the purposes of a workplace injury regulation in Czech Republic. At the beginning I start with a brief historical background (from the year 1989) of the regulation for better understanding of the need for new legislation. Next I am going to achieve the goal of this work by describing the first system by detailed analysis of the effective regulation - explaining terms such as liability, workplace injury, exemptions from liability, types of compensation and also present few a court decisions on the matter. Then I am going to describe the second system by explaining the differences that the accidental insurance of employees act (266/2006 Coll.) would bring if it ever becomes effective. For a more detailed description I would also present the regulation of a...

Qualification work is focused on problematic of injuries, occurring in the population, and their influence regarding amount of costs covered by the public health care. The aim of this thesis is to determine, based on available information, expenses trends in health care and also costs, related to health care, of individual health insurance companies. Identification of injuries occurrence throughout the population and determination of their costs and complexity is furthermore important segment of the thesis. Based on these data, the objective of this thesis is to identify the portion of this amount contributing to the overall costs of public health care. The practical part of the thesis also contains analysis of recommendations, which might influence or cause change from current situation.

The aim of my thesis is to review current and approchable types of insurance in Czech republic with an emphasis on the health insurance. The thesis should result in a summary of possible reform or stabilization arrangements that are solving unfavourable prognosis in Czech republic in the long term.

My thesis theme from the branch of insurance industry has been chosen for a reason of my long-term experience. The particular theme of "accident insurance" has been then chosen and based on the fact that in general it belongs to one of the most important types of insurance and everybody should arrange for it. In the part of theory I would like to clarify basic terms of the field of accident insurance as well as those of insurance industry as a whole. At the same time I would like to illustrate how and where an insurance contract can be concluded and what one should be aware of before and in the course of concluding such an insurance contract. An integral part of the theory will also be legislation dealing with the insurance industry and its development. The practical part will be focused on looking for different insurance amounts people should be insured for. In addition there will be given a particular example of effecting an accident insurance of more people as well as of a person and various insurance companies' offers in my place of living will be analysed. In conclusion let me make basic calculations concerning the insurance clear and analyse the data that will be at my disposal.

This diploma thesis deals with insurance protection of permanent health consequences caused by illness or in case of injury. The aim of this work was to make an analysis of the offer of accidental injury insurance in the insurance market from the potential insurance applicants? point of view and also to identify the right combination of this kind of insurance with disability pension. In this work, four best insurance products offered in the Czech market are in detail described ? Pesrpektiva 7BN insurance by Kooperativa, Flexi insurance by Česká spořitelna, Benefit and Genio insurance by Generali Pojišťovna. A simulation applied to each of the products was made and analyzed. If a client follows the simulated model, he or she should be well insured. Using the methods of multi-criteria classification (method of rank, method of points, method WSA and method TOPSIS), the best product for potential applicants has been identified. The best option seems to be the insurance product Perspektiva 7BN offered by insurance company Kooperativa.

This work is focused on the current situation in the travel insurance market and how this corresponds to the current needs demand. The first part is about the insurance industry and product detail then travel insurance. The second part examines supply, thus the offer of travel insurance from various distributors and compares them with each other. A further section deals with the requirements of the passengers thus the demand. The result of the work describes the intersection of supply and demand. In conclusion, test hypotheses and summarizes the main findings.