by Fu Yuen Yeh. / Thesis (M.B.A.)--Chinese University of Hong Kong, 1994. / Includes bibliographical references (leaves [40-41]). / LIST OF TABLES --- p.iv / ABSTRACT --- p.v / ACKNOWLEDGEMENT --- p.vi / CHAPTERS Page / Chapter 1. --- INTRODUCTION --- p.1 / Chapter 2. --- BACKGROUND --- p.2 / Grouping of Loans --- p.3 / Risk Management in Commercial Banks --- p.4 / credit risk / liquidity risk / interest rate risk / fraud risk / Risk Management in International Banking --- p.8 / Loan Diversification --- p.10 / industry diversification / geographic diversification / Loan Policies --- p.15 / Chapter 3. --- METHODOLOGY --- p.17 / Chapter 4. --- FINDINGS AND DISCUSSIONS --- p.19 / Respondent Profile --- p.19 / Existence of formal loan diversification policies --- p.22 / Credit concentration policy --- p.23 / Diversification strategies --- p.24 / Concentration control --- p.27 / Currency risk --- p.28 / Currency composition of loan portfolio --- p.29 / Respondents' Opinion --- p.29 / Chapter 5. --- CONCLUDING DISCUSSIONS --- p.31 / APPENDICES / Chapter A.1 --- Balance Sheet: All authorised institutions / Chapter A.2 --- Interbank lending: by country of origin / Chapter A.3 --- Loans and advances analysed by currency denominations / Chapter A.4 --- Loans for use inside and outside Hong Kong / Chapter A.5 --- Questionnaire sample / Chapter A.6 --- Summary of questionnaire responses / BIBLIOGRAPHY