M.Com. (Business Economics) / By paying more attention to the risks associated with funding, banks will be able to fund themselves more effectively. Of especial importance are liquidity and interest rate risk because of the perceived trade-off that exists between them. This complicates the funding of a bank. To manage the liquidity and interest rate risks effectively requires a comprehensive analysis to ensure that they are properly understood. The causes, origins, inter-relationships with other risks and the measurement of risk are investigated thoroughly. The management of these risks is then examined. With regard to risk management, it is especially important not to focus on anyone risk in isolation, but to manage the multiple risk profile bearing in mind their interrelationships. All the risks a bank is exposed to are ultimately reflected in capital risk. Stringent capital requirements are imposed upon banks and these are being phased in over the period to 1995. Consequently capital risk is also investigated. The relationship that exists between liquidity risk and interest rate risk is investigated. Ways and means to separate these two risks are examined to try and manage them separately. In this way each of these two risks can be managed within acceptable norms. To achieve this goal, the use of the traditional funding instruments, modified funding instruments and derivatives are examined. Each of these are investigated and applied to the funding of a bank. The yield curve is investigated as one of the ways to explain the term structure of interest rates. The different types of yield curves and the meaning of each are dealt with. Thereafter the use of yield curve analyses in forecasting interest rates is assessed with a view to formulating an optimal funding strategy. An asset and liability model was used during the analysis of liquidity risk, interest rate risk and the yield curve.

by Yeung Kai Tat Richard. / Thesis (M.B.A.)--Chinese University of Hong Kong, 1990. / PREFACE --- p.ii / ABSTRACT --- p.iii / TABLE OF CONTENTS --- p.vi / Chapter 1. --- INTRODUCTION --- p.1 / Chapter 1.1 --- The Organization of The Hongkong Bank in USA --- p.1 / Chapter 1.2 --- Background to the study --- p.2 / Chapter 1.3 --- Objective --- p.2 / Chapter 1.4 --- Methodology --- p.3 / Chapter 2. --- ADVANTAGES AND DISADVANTAGES OF CENTRALISATION OF PURCHASING --- p.6 / Chapter 2.1 --- Advantages of Centralization --- p.7 / Chapter 2.2 --- Disadvantages of Centralization --- p.8 / Chapter 2.3 --- Comments / Chapter 3. --- PRESENT PURCHASING SYSTEMS IN THE MAJOR COMMERCIAL BANKS WITHIN THE GROUP --- p.9 / Chapter 3.1 --- The Marine Midland Bank in New York --- p.9 / Chapter 3.2 --- The Hongkong and Shanghai Banking Corporation in Hong Kong --- p.11 / Chapter 4. --- PURCHASING OF OFFICE STATIONERY AND FORMS IN HONGKONG BANK NEW YORK --- p.14 / Chapter 4.1 --- Findings --- p.14 / Chapter 4.2 --- Recommendations --- p.21 / Chapter 5. --- PURCHASING OF COMPUTER AND OFFICE EQUIPMENT --- p.38 / Chapter 5.1 --- Findings --- p.38 / Chapter 5.2 --- Recommendations --- p.45 / Chapter 6. --- PURCHASING OF OFFICE FURNITURE --- p.59 / Chapter 6.1 --- Findings --- p.59 / Chapter 6.2 --- Recommendations --- p.63 / Chapter 7. --- APPROVAL/AUTHORIZATION PROCESS --- p.66 / Chapter 7.1 --- Findings --- p.66 / Chapter 7.2 --- Recommendations --- p.68 / Chapter 8. --- STAFFING FOR PURCHASING --- p.71 / Chapter 8.1 --- Present Staff Performing Purchasing Functions --- p.71 / Chapter 8.2 --- Proposed Staffing for Centralised Purchasing --- p.73 / Chapter 9. --- PROPOSED IMPLEMENTATION SCHEDULE --- p.75 / Chapter 10. --- CONCLUDING REMARKS --- p.77 / APPENDIX / Chapter 1. --- Examples of Stationery purchased by Petty Cash and Travel Expenses / Chapter 2. --- Warehoused Documents and Forms / Chapter 3. --- Standard Stationery List / Chapter 4. --- Sample of Office Supplies Requisition Form / Chapter 5. --- Sample of Stationery Usage Report / Chapter 6. --- Stationery Vendor Comparision / Chapter 7. --- Proposed Requisition Form for Non-standard Stationery / Chapter 8 . --- Present Purchase Order Form / Chapter 9. --- Cost Comparison for Computer Paper between Vendors / Chapter 10. --- Stationery Costs for Branches Outside New York / Chapter 11. --- Cost Comparison for PC Software and Hardware Vendors

An investigation of the bombing of automated teller machines (ATMs) with intent to steal cash contentof ATMs. This is inclusive of the impact on society (banks clients) and banking institutions as well as the danger it poses to the general public and public and private law enforcement personnel. / (M.Tech. (Security Management))

An investigation of the bombing of automated teller machines (ATMs) with intent to steal cash contentof ATMs. This is inclusive of the impact on society (banks clients) and banking institutions as well as the danger it poses to the general public and public and private law enforcement personnel. / (M.Tech. (Security Management))