Inaug.--diss.--Erlangen. / Lebenslauf. "Literaturverzeichnis": p. [1-5] at end.

Inaug.-diss.--Jena. / Lebenslauf. "Inhaltsverzeichnis" indicates paging of sections different from that of present text; apparently made for edition of fewer pages. "Literaturverzeichnis": p. 129-132.

Inaug.-diss.--Leipzig. / Lebenslauf. "Literatur-verzeichnis": p. 111.

Originally presented as the author's Thesis (Ph. D.)--University of Michigan, 1928. / Includes bibliographical references and index.

Thesis (Tesi di laurea)--Basile, 1944. / Vita. Includes bibliographical references (p. 193-196).

Thesis (Ph. D.)--University of Iowa, 1920. / Published also in Iowa economic history series. "Notes and references": p. 383-430.

Thesis (M.B.A.)--University of Hong Kong, 1986.

This dissertation contains three essays which look at the role of price competition in banking. The method of investigation is a theoretical one. The first two essays examine the relative efficiency of relationship banking and price banking. The third essay discusses the determination of bank interest margin. Conventional wisdom suggests that increased interbank competition should improve social welfare and thus price banking should dominate relationship banking. Essay one shows that the opposite result may occur when the product market is imperfect and the lending instruments are loan commitments. Under relationship banking both banks and borrowers have bargaining power. The borrowers have substantial bargaining power when the costs of switching banks are small. In this case, it pays the banks to charge interest rates below the competitive rates in order to keep their customers. The interest losses are compensated for by higher commitment fees paid upfront by the borrowers. Since interest costs are lower under relationship banking than under price banking, borrowers produce more and output price declines. Social welfare thus unambiguously increases. Essay two goes on to examine the relative efficiency of relationship banking and price banking under the asset substitution problem. The bank-customer relationship is assumed to provide a credible commitment for a borrower to refrain from transacting with other banks. The outcome under relation-ship banking is second-best since underinvestment results in solving the asset substitution problem. The multilateral credit transactions permitted by price banking impose negative externalities to existing loans by inducing the borrower to substitute riskier project. More underinvestment is needed to resolve the dual incentive problem and equilibrium results in reduced welfare for borrowers. Essay three tackles the determination of bank interest mar-gins using a simple production-based model of risk-neutral banks which face (i) loan default risk, (ii) interest rate risk, (iii) capital regulation, and (iv) deposit insurance. The optimal bank interest margin is shown to be increasing with the variability of the short-term money market rate, but decreasing with either a stiffer capital requirement or an increase in the flat-rate deposit insurance premium.

Since the economic turbulence in 1997, the issue on bank selection becomes important due to higher competition in the banking industry resulting from fewer survival of good corporate customers. Bankers in Thailand seem not to understand how to attract the corporate customers. This research hopes to enhance their understanding of what are the important factors ranking by corporate customers especially from manufacturing and service industries used in selecting bank loan. / An exploratory research by an in-depth interview method with open-ended questions was used. The total respondents are fifteen bankers and sixteen corporate customers with at least five years experience. They were picked equally from various types of banks, services and manufacturing industries. The interview process starts with the pre-test, first time interview to find out the important factors and sub-factors and second time to priority rank all these factors and sub-factors; a comparison of both is made and studied. / The model of bank selection is developed. Fourteen factors were found in this study which were classified by ranking into two groups: important factors (IF) and less important factors (LIF). The IF group with ranking from first to seventh place is attractive offering, good relationship, speed, service quality, lending policy, quality of relationship manager (RM) and branch facilities respectively. The LIF group with ranking from eighth to fourteenth place is bank image, personal relationship, banks' ownership, high technology, package, recommendations and bank merger respectively. The effect of different industries was less significant than the perception of bankers and corporate customers on factors used by corporate customers on selecting banks' loan. / The knowledge from this empirical study will help banks redesign effective and appropriate marketing strategy to attract target customers in manufacturing and service industries. The findings contribute knowledge to both researchers and practitioners of banking industry in Thailand. These, ultimately, hope to improve and turn to long-term relationship between bankers and clients. This will enhance the banks' long term competitiveness and sustainable growth. / Thesis (DBA(DoctorateofBusinessAdministration) )--University of South Australia, 2006.

Thesis (B. Ec.(Hons.))--University of Adelaide, 1968. / Includes bibliographical references (p. 100-102).