published_or_final_version / abstract / Real Estate and Construction / Doctoral / Doctor of Philosophy

by Cheng Chi Kin, Wong Siu Yuen, Michael. / Thesis (M.B.A.)--Chinese University of Hong Kong, 2000. / Includes bibliographical references (leaves 61-63). / ABSTRACT --- p.ii / TABLE OF CONTENTS --- p.iii / LIST OF TABLES --- p.v / ACKNOWLEDGMENT --- p.vi / Chapter / Chapter I. --- INTRODUCTION --- p.1 / Chapter II. --- BASIC PRINCIPLES OF CREDIT RISK MANAGEMENT --- p.5 / Establishing an appropriate Credit Risk Environment --- p.7 / Operating under a Sound Credit Granting Process --- p.9 / "Maintaining an Appropriate Credit Adminstration, Measurement and Monitoring Process " --- p.13 / Ensuring Adequate Controls over Credit Risk --- p.17 / Chapter III. --- CREDIT RISK MANAGEMENT IN CHINA BANKING INDUSTRY --- p.19 / Development of Chinese Banking Industry --- p.19 / Business Lending in China --- p.22 / Special Issues --- p.24 / Chapter IV. --- CREDIT GRANTING IN HONG KONG BANKS --- p.33 / The Lending Process --- p.35 / Internal Rating System --- p.38 / Internal Control --- p.40 / Illustrative Scenarios --- p.41 / Credit Control Principles --- p.43 / Chapter V. --- COMPARISON BETWEEN PRACTICES IN HONG KONG AND CHINESE BANKS --- p.45 / Structures and Responsibility --- p.45 / Internal Rating System --- p.47 / Division of Labour and Performance Appraisal --- p.51 / Monitoring Process --- p.52 / Overdraft --- p.52 / Non-performing Loan --- p.53 / Chapter VI. --- CONCLUSION --- p.54 / APPENDIX --- p.58 / BIBLIOGRAPHY --- p.61