The Chinese insurance industry has been growing substantially, and this provides a motivation to examine the insurance market in China. This study used survey data to identify key determinants related to Chinese consumers’ ownership of life insurance, by using a probit model. The results revealed that several groups of variables influence Chinese consumers’ life insurance purchases, including knowledge and trust, consumer profile and investment preferences, importance of product attributes, and socio-demographics. Also, this study applied factor analysis to investigate factors that are important for Chinese consumers regarding life insurance. Factor analysis results indicated that four factors are identified including importance of product attributes, consumers’ financial strength, consumers’ attitude and trust toward the life insurance industry, and consumer attributes. Lastly, to better understand Chinese consumers regarding life insurance, consumers were segmented into three main groups through applying cluster analysis. Each cluster shows distinct differences in purchasing criteria and socio-demographic characteristics.

In a meta-analysis of articles employing clustering methods, we find that little attention is paid to remaining within-cluster heterogeneity and that average values are relatively high. We suggest addressing this potentially problematic "dark side" of cluster analysis by providing two coefficients as standard information in any cluster analysis findings: a goodness-of-fit measure and a measure which relates explained variation of analysed empirical data to explained variation of simulated random data. The second coefficient is referred to as the Index of Clustering Appropriateness (ICA). Finally, we develop a classification scheme depicting acceptable levels of remaining within-cluster heterogeneity. (authors' abstract)

In this thesis I examine clustering evaluation, with a subfocus on text clusterings specifically. The principal work of this thesis is the development, analysis, and testing of a new internal clustering quality measure called informativeness. I begin by reviewing clustering in general. I then review current clustering quality measures, accompanying this with an in-depth discussion of many of the important properties one needs to understand about such measures. This is followed by extensive document clustering experiments that show problems with standard clustering evaluation practices. I then develop informativeness, my new internal clustering quality measure for estimating the clarity of clusterings. I show that informativeness, which uses classification accuracy as a proxy for human assessment of clusterings, is both theoretically sensible and works empirically. I present a generalization of informativeness that leverages external clustering quality measures. I also show its use in a realistic application: email spam filtering. I show that informativeness can be used to select clusterings which lead to superior spam filters when few true labels are available. I conclude this thesis with a discussion of clustering evaluation in general, informativeness, and the directions I believe clustering evaluation research should take in the future.

It has been proposed that body image disturbance is a form of cognitive bias wherein schemas for self-relevant information guide the selective processing of appearancerelated information in the environment. This threatening information receives disproportionately more attention and memory, as measured by an Emotional Stroop and incidental recall task. The aim of this thesis was to expand the literature on cognitive processing biases in non-clinical males and females by incorporating a number of significant methodological refinements. To achieve this aim, three phases of research were conducted. The initial two phases of research provided preliminary data to inform the development of the main study. Phase One was a qualitative exploration of body image concerns amongst males and females recruited through the general community and from a university. Seventeen participants (eight male; nine female) provided information on their body image and what factors they saw as positively and negatively impacting on their self evaluations. The importance of self esteem, mood, health and fitness, and recognition of the social ideal were identified as key themes. These themes were incorporated as psycho-social measures and Stroop word stimuli in subsequent phases of the research. Phase Two involved the selection and testing of stimuli to be used in the Emotional Stroop task. Six experimental categories of words were developed that reflected a broad range of health and body image concerns for males and females. These categories were high and low calorie food words, positive and negative appearance words, negative emotion words, and physical activity words. Phase Three addressed the central aim of the project by examining cognitive biases for body image information in empirically defined sub-groups. A National sample of males (N = 55) and females (N = 144), recruited from the general community and universities, completed an Emotional Stroop task, incidental memory test, and a collection of psycho-social questionnaires. Sub-groups of body image disturbance were sought using a cluster analysis, which identified three sub-groups in males (Normal, Dissatisfied, and Athletic) and four sub-groups in females (Normal, Health Conscious, Dissatisfied, and Symptomatic). No differences were noted between the groups in selective attention, although time taken to colour name the words was associated with some of the psycho-social variables. Memory biases found across the whole sample for negative emotion, low calorie food, and negative appearance words were interpreted as reflecting the current focus on health and stigma against being unattractive. Collectively these results have expanded our understanding of processing biases in the general community by demonstrating that the processing biases are found within non-clinical samples and that not all processing biases are associated with negative functionality

Thesis (M.P.D.)--University of Melbourne, Faculty of Architecture, Building and Planning, 2006. / Typescript. Includes bibliographical references (leaves 157-162).

Thesis (Ph. D.)--University of Washington, 2008. / Vita. Includes bibliographical references (p. 116-123).

Thesis (M.S.)--State University of New York at Binghamton, Department of Computer Science, Thomas J. Watson School of Engineering and Applied Science, 2007. / Includes bibliographical references.

Thesis (M.S.)--State University of New York at Binghamton, Thomas J. Watson School of Engineering and Applied Science, Department of Systems Science and Industrial Engineering, 2007. / Includes bibliographical references.

Thesis (Ph. D.)--University of Missouri-Columbia, 1997. / Typescript. Vita. Includes bibliographical references (leaves 190-194). Also available on the Internet.

Thesis(M.S.)--Auburn University, 2006. / Abstract. Vita. Includes bibliographic references (p.68-70).