The motive behind this dissertation involved the scholastic empirical testing of the impacts of development policy, pursued at macro-economic level in housing and construction industry in Zimbabwe during Economic Structural Adjustment Programme (ESAP) between 1990-1995. It further explores the understanding of the variety of interconnections between macro-economic in light of structural adjustment and Shelter development Strategy. The introductory focuses on conceptualisation of the dissertation in relation to contemporary policy and academic debates. A historical review of both macroeconomic and shelter industry management policies experienced in Zimbabwe prior to ESAP are examined. Architecture structure of the adjustment programe specifically in the in creating an enabling environment in respect to the overall macro-economic reforms in relation to the shelter industry is sketched. Party Two deals with housing and Zimbabwean construction finance both prior and after ESAP, comparison with other African countries is reviewed-positive impacts of liberalizing a sophisticated financial sector, limited impact in attracting foreign investment and negative impact of reduced government investment on the housing construction industry. The final section deals with the impact of adjustment and shelter strategy on job creation and income levels. Also focuses on the responsiveness of the construction supply to adjustment and enablement policies. The development of ideas surrounding this research and methodology of fieldwork are also discussed. Conclusion and recommendations are drawn to fulfill the dissertation-Scholarly. / Thesis (Ph.D.)-University of Natal, 2001.