Thesis (Ph. D.)--University of Wisconsin--Madison, 1964. / Typescript. eContent provider-neutral record in process. Description based on print version record. Includes bibliographical references (leaves 160-162).

Thesis (Ph. D.)--Ohio State University, 2007. / Title from first page of PDF file. Includes bibliographical references (p. 96-100).

Improving access and building inclusive financial systems is not just a goal but also a necessity for economies at every level of development. Unsecured lending was first introduced with the intention of addressing society's ills yet recent violence experienced at the Marikana mines in Rustenburg aroused the attention of both the general public and government. The impact of unsecured lending on the financial wellbeing of consumers has subsequently been brought under the spotlight. Unsecured lending has taken and will continue to take an increasingly central role in our social, political and economic landscape. This study intended to determine the impact of unsecured lending on the financial wellbeing of consumers and made use of three research hypotheses towards this aim. A survey was used to gather data which was statistically analysed by means of a quantitative research strategy. The findings of the research indicated that those who make use of unsecured lending as a means of accessing finance have a better subjective view of their financial well being than those who do not make use of unsecured lending, further, consumers who make use of multiple unsecured loans have an improved outlook with regard to their financial position than those who do not make use of multiple unsecured loans. / Dissertation (MBA)--University of Pretoria, 2013. / pagibs2014 / Gordon Institute of Business Science (GIBS) / MBA / Unrestricted

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This thesis has examined the effectiveness of the administration of the Indiana Uniform Consumer Credit Code by the Indiana Department of Financial Institutions. The overall effectiveness was analyzed in terms of three broad criteria: (1) the ability of the regulatory provisions of the law to be correctly interpreted and applied; (2) the prospective ability of the enforcement mechanisms of the law to halt, restrain, redress the effect of, and deter violations; and (3) the willingness of the administrative agency to efficiently and effectively utilize the administrative powers and perform the administrative duties delegated to it. Each was scrutinized independently in preparing the findings for and deriving the conclusions from this study.The writer found that the Code was extremely complex and difficult to interpret; that the enforcement mechanisms were far from ideal; and that the Department generally failed to compensate for these weaknesses as shown by the unaggressive utilization of its administrative powers and the complete failure to carry out certain of its administrative duties.