Historically, research has connected religiosity to many economic concepts in the United States. Religiosity can be a primary factor in the development of attitudes and values regarding financial issues and personal wealth. This study further expands the sociology of religion and economics by examining how differences in religious affiliation, attendance, and sociodemographic factors affect attitudes regarding personal wealth and financial behaviors. Previous studies have concentrated on religious differences in income, education, and life course achievement; however, few studies, if any, have directly measured religiosity and subjective attitudes toward personal wealth. Using the PEW Research Center's Economy Survey from February 2008, this examination uses multiple regression models to understand the extent to which religiosity affects wealth attitudes in America. Indicators of subjective wealth incorporated in the analysis are satisfaction of vehicle and home, ability to take preferable vacations, and desirable amount of discretionary income. The results of this study are discussed, as well as potential options for future research.

Submitted by Filipe dos Santos (fsantos@pucsp.br) on 2018-08-17T13:18:52Z No. of bitstreams: 1 André Nardy.pdf: 1963684 bytes, checksum: a82de1fcbde856de94ee26d68549f774 (MD5) / Made available in DSpace on 2018-08-17T13:18:52Z (GMT). No. of bitstreams: 1 André Nardy.pdf: 1963684 bytes, checksum: a82de1fcbde856de94ee26d68549f774 (MD5) Previous issue date: 2018-07-04 / Coordenação de Aperfeiçoamento de Pessoal de Nível Superior - CAPES / The objective of this work is to contribute to the discussion of culture as an independent variable in Finance. The relationship between economic and financial attitudes and conceptual models of culture is analyzed; so as the relationship between financial behaviors of saving and borrowing and conceptual models of culture, from the Brazilian sample of the World Values Survey in its last available wave (2014). Individuals are considered as social agents and their context is considered in this analysis. The models of culture tested are based on the literature of anthropology, sociology, psychology, finance and economics: Religious denomination, Religious practices, Practices and denominations, Religious values and denominations, Schwartz personal values scale and Capitalist Culture and Hierarchism. Binary logistic regression is used as the main analysis tool. There is evidence of a Protestant ethic for attitude toward work and wealth generation for the individuals of this denomination, in different models, even in a historically Catholic society such as Brazil. The same is not true for evangelicals. Social capital, in its dimensions of trust in group, network connectivity and cooperation also present statistical significance in the lastly mentioned model. Hierarchism presents little evidence of contributing to the understanding of attitudes and behaviors analyzed / O objetivo do presente trabalho é contribuir para a discussão da cultura como variável independente em estudos de Finanças. Analisa-se a relação entre atitudes econômicas e financeiras e modelos conceituais de cultura; e entre comportamentos financeiros de economizar e tomar emprestado e modelos conceituais de cultura, a partir da amostra brasileira da Pesquisa Mundial de Valores em sua última onda disponível (2014). Considera-se os indivíduos como agentes sociais e seu contexto para esta análise. Os modelos de cultura testados baseiam-se na literatura de antropologia, sociologia, psicologia, finanças e economia: Denominação religiosa, Práticas religiosas, Práticas e denominações religiosas, Valores e denominações religiosas, Escala de valores pessoais de Schwartz e Cultura Capitalista e Hierarquismo. Emprega-se regressão logística binária como principal ferramenta de análise. Verifica-se indícios de uma ética protestante para a atitude perante trabalho e geração de riqueza para os indivíduos desta denominação, em diferentes modelos, mesmo em sociedade historicamente católica como a brasileira. O mesmo não se verifica para evangélicos. Capital social, em suas dimensões de confiança in group, conectividade em rede e cooperação também apresentam significância estatística no último modelo citado. Hierarquismo apresenta poucos indícios de contribuir para o entendimento das atitudes e comportamentos analisados