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The purpose of this research was to assess the short-term debt burden of graduate education for those students needing to acquire loans. Building on and refining the work of Leslie and Brinkman, and Keynes (but narrowing the analysis to post-baccalaureates) an analysis of amount of student debt and debt burden (the proportion of debt payments to income) was conducted. Using institutional and NPSAS data, debt was analyzed by student level (i.e. masters, doctoral, first-professional) and program of study (business, education, law, physical sciences, social sciences, and other). Student loan debt was combined with average consumer debt to assess total debt payments. The research concluded that student debt burden alone was over the threshold of 10 percent of income for two groups: law students, and doctoral students in the social sciences. When using total debt, all categories of students had debt burden that exceeded 10 percent of income. In addition, there were marked differences in amount of debt and the proportion of students acquiring debt by level and program.

Thesis (Ph. D.)--University of Chicago, Dept of Economics, August 2001. / Includes bibliographical references. Also available on the Internet.

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The economies of scale concept holds that as an enterprise increases its output, the cost per unit of output decreases. The concept also holds that as the production output increases further a point is reached at which the cost per unit of output increases, marking the start of diseconomies of scale. Furthermore, the concept holds whether the enterprise is a manufacturing or education institution.;Community college financial, enrollment, and award data for the ten years between 1976 through 1985 were obtained from the National Center for Educational Statistics (NCES). Appropriate data selection produced a sample of 758 state, local, or state-local community colleges in existence for each of the 10 years between 1976 and 1985. This was nearly 80 per cent of the public community college total.;A parabolic relationship between cost per student and enrollment was hypothesized. The hypothesis was tested by using regression analysis with forced entry of the independent variable(s).;The hypothesis was not supported. Emerging from 20 models with various terms expressing direct and inverse relationships between dependent and independent variable(s), Y = (a) (X**-b) (EXP**(cX)) was the best fit. This decaying exponential model possessed the highest multiple R of any of the 20 equations tried. Furthermore, the decaying exponential, after being transformed to the natural logarithm form, met regression analysis' assumptions for the underlying data (normality, linearity, and equal variance) better than any of the 20 equations modelled.

The purpose of this study was to describe the budget information systems of selected colleges and universities in the Commonwealth of Virginia along with their advantages and disadvantages as perceived by budget managers.;Ten institutions were selected to participate in the study so as to assure the inclusion of at least one of each of the various types of colleges and universities in Virginia. The data needed to describe the budget information systems were collected via personal interviews with key budget information system personnel at the selected institutions. Data needed to describe the advantages and disadvantages of the budget information systems, as perceived by budget managers, and to test the hypotheses were collected via personal interviews with, and mailed questionnaires to, budget managers.;To analyze the data, the researcher divided the BISs into two categories. BISs without terminals for their budget managers were designated as the first category. Those with them were designated as second.;It was found that BISs with terminals are decidedly more decentralized than BISs without them in regard to the entry of budget transfer data into the computer. The entry of purchasing and stores data into the computer tends to be more decentralized in BISs without terminals than in those with them. BISs with terminals are more decentralized than those without them in regard to the entry of accounting data. Sixty-seven percent of the BISs with terminals provide their budget managers with computerized stores form data that are no more up-to-date than that with which 75% of the BISs without terminals provide their budget managers. Budget managers of BISs with terminals have access to more up-to-date computerized budget information about requisitions than do those of BISs without terminals. Budget managers with terminals perceived their BISs as more advantageous than budget managers without terminals perceived theirs.

The purpose of this study is to determine what relationships exist among current fund revenues, current fund expenditures, long-term debt, and endowment value for public four-year colleges and universities, for fiscal years 1992 through 1997. An important objective of the study is to "let the data speak for itself." The research questions focused on trends among the four variables; whether long-term debt displaced some portion of current fund revenue and whether endowment value influenced this relationship; whether institutions incurred more debt when their revenues and endowment values have been increasing; and whether revenues failed to keep pace with institutions' needs and/or the Higher Education Price Index.;Exploring the relationships among revenues, expenditures, debt, and endowment value may yield important data about the influence of these variables upon one another and may help scholars and administrators develop comprehensive models to manage institutional debt and finances. The source of data for this study was the U.S. Department of Education's National Center for Education Statistics. The data were analyzed using cluster and ratio analyses to group schools as a function of the four variables.;Current fund revenues and expenditures were approximately equal and showed modest increases after adjusting for inflation. In general, long-term debt decreased after adjusting for inflation and endowment values increased significantly. It did not appear that long-term debt was displacing any portion of current fund revenues. In general, long term debt decreased in terms of 1992 dollars and as a percentage of endowment value. After adjusting for inflation, institutions have not incurred more debt, revenues showed modest increases, endowment values showed significant increases and grew much faster than expenditures. The data suggest that revenue sources have kept pace with institutions' needs and inflation.