Fertilizer plays a major role in the profitability of the farmer’s business, his/her future success as well as the sustainability of his business. Fertilizer is also one of the most expensive farm inputs, and therefore, has the ability to make or break the farmer. The emerging farmer market segment is expanding and holds a great deal of potential for fertilizer companies to supply the growing need of fertilizer in this market. Almost all fertilizer marketing strategies of South African companies have been designed to cater for the commercial farming sector; however, if fertilizer suppliers want to focus on the emerging farmer market segment, they need to understand buying behaviour of emerging farmers as well as their needs when developing strategies to utilize opportunities in this developing market. This study aims to do just that by identifying factors playing an important role in the buying behaviour of emerging farmers in the Free State when purchasing fertilizer. This study was conducted in two phases. During phase one, a literature review was conducted; phase two consisted of an empirical study. Questionnaires were used as a measuring instrument and were filled out by 32 participants to determine emerging farmer buying behaviour. Data was analysed by means of descriptive statistics and correlation analyses. The Coefficient of Cronbach’s Alpha was employed to verify the validity of the data. The results show that four (4) factors; (i) Service, (ii). Brand, (iii) Product and (iv). Learning/Psychological factors highly influence emerging farmers’ fertilizer purchase decision. The study also finally draws recommendations and conclusions for managerial perusal. / MBA, North-West University, Potchefstroom Campus, 2014

The economic reforms in Jordan during the last two decades have highlighted and promoted the role that non-financial firms play within the Jordanian economy. The ability of firms to play this role is in major part determined by the structure of the financial system in which they operate, and in particular whether this financial system is able to make capital available efficiently to those firms that need it. Whether this is the case can be investigated by analysing the impact of firm characteristics on some of the most important financial decisions taken by these firms, and how these decisions are influenced by the presence of market imperfections. The thesis examines the relation between the financing and investment decisions, where the effect of financial constraints on the firm’s investment decision is investigated. In particular, this thesis focuses on how financial constraints affect different firms by investigating the extent to which the reliance on internal cash flow is affected by firm characteristics such as size, age, dividend payout ratio, and market listing. We find that Jordanian firms are financially constrained, but that these constraints do not appear to be related to firm characteristics. Further, results show that Jordanian firms use debt rather than equity to finance their investment. The second empirical chapter focuses on the main determinants of firms’ capital structure. Here the results show that Jordanian firms follow the pecking order theory, where profitability and liquidity have a negative impact on the level of debt. Size and market to book value have a positive impact, supporting the view that there are significant constraints on debt financing since indicators of the financial health of the firms affect their capital structure ratio. There is also evidence that ownership structure affects the firm’s access to debt. The final empirical chapter examines the impact of firm characteristics on dividend policy, and shows that profitability and market to book value have a positive impact on dividend policy, implying that firms with better access to capital or credit pay dividends. This implies that firms retain earnings in order to ensure that they have sufficient capital to invest, confirming the initial result that Jordanian firms are financially constrained. There is also evidence of the impact of ownership structure, consistent with the predictions of agency cost theory, while institutional investors appear to follow the prudent-man restrictions, being positively associated with firms that pay dividends. This thesis confirms the presence of market imperfections that have a significant influence on the financial decisions taken by Jordanian firms. The consistent evidence of the importance of retained earnings shows that these firms face substantial constraints in terms of their access to external funds, despite the reforms to the Jordanian financial system over the last two decades.

Psychological flexibility (PF), the core process of Acceptance and Commitment Therapy (ACT; a third-wave cognitive-behavioral therapy), is the ability to stay focused on the present moment and intentionally engage in value-driven behavior despite experiencing difficult thoughts or feelings. This multifaceted construct includes components that target processes occurring both internally (e.g., cognitive processes) and behaviorally (e.g., value-consistent actions). Psychological flexibility has been applied to studies of adjustment in non-clinical samples and may be beneficial for college students as individuals navigate novel developmental stressors. Despite evidence suggesting the benefits of PF for psychological distress, additional work is needed to examine the potential of PF to foster adaptive functioning. The current study builds on previous research by a) conceptualizing distinct internal and behavioral components of PF as promotive factors and b) emphasizing competence-focused outcomes. This research examined the influence of components of PF over the course of an academic semester. A sample of college students (N = 250) completed self-report measures online at the beginning (Time 1) and end (Time 2) of a college semester. Measures included components of PF, competence, and demographic and academic information. Structural equation modeling was used to examine associations between components of PF at Time 1 on competence at Time 2, while accounting for the influence of competence at Time 1. Findings suggested that within the social domain, value-consistent action at Time 1 was associated with increased social competence at Time 2. Additional results indicated that baseline competence accounted for associations between components of PF and Time 2 competence. Implications for the dissemination of ACT-informed efforts to promote positive adjustment among college students are reviewed, and future research directions are discussed.

Current theoretical insights into firm internationalisation have mainly been established from research on firms originating from developed countries, with a strong focus on the manufacturing sector. Studies have recently begun to examine the internationalisation of emerging market firms, the international growth of SMEs, and service firm internationalisation, and a range of theories have been employed to gain understanding in these areas. This study examines internationalising small service frims from an emerging market, whose location-intensity makes them a rare type of firm for whom internationalisation might appear to be a counter-intuitive strategy. This study seeks to understand the internationalisation motives, enablers, and paths of location-intensive food service SMEs from the emerging Middle East and North Africa (MENA) region. It asks why, what and how to location-intensive food service SMEs from emerging markets internationalise? The aims is to provide a deeper understanding of firm internationalisation by examining a group for whom the purpose and methods of internationalisation appears to be obscure. To do this, the thesis introduces a more comprehensive account of firm internationalisation by identifying the three interrelated aspects of internationalisation, which are presented as motives, enablers and paths. This is followed by a review of the mainstream internationalisation theories and perspectives, before revealing important findings that have emerged from previous internationalisation research separately on the emerging markets, SMEs and services and these are drawn together into an overall research framework. The research method balances deductive and inductive approaches. It recognises existing research an theoretical frameworks, but allows for new themes to emerge inductively from the data. A multiple case study was adopted, with qualitative data collected through interviews with owners and top managers of purposefully selected case firms. Industry experts were also interviewed and relevant documents were reviewed to achieve triangulation and minimise bias. Data was explored and thematically analysed by coding into the pre-existing categories suggested by the conceptual framework, and this allowed new findings and themes to emerge. This exploratory study revealed a number of concepts that shaped a coherent approach to the interrelated aspects of internationalisation. Perspectives found in emerging market MNE literature are extended and offer useful insights for location-intensive service SMEs from emerging markets but other important themes emerged from the findings itself. the study suggests that asset augmenting motives, strategic and entrepreneurial enablers and outward and inward linked paths are important when explaining the internationalisation of these firms. These firms have strategic motives of increasing their organisational legitimacy in their home market primarily due to the entrance of well-established MNEs and consumer perceptions. The strategic entrepreneurship paradigm captures many of the internationalisation enablers of the case study firms, specifically the entrepreneurs' role in simultaneous opportunity seeking (either recognition or creation), and advantage seeking behaviour through research building. The paths pursued by the firms are found to be both outwardly and inwardly linked, in a way closely associated with Luo and Tung's (2007) springboard perspective. Finally, the case firms' internationalisation paths reflect a deviation from the born-again global viewpoint first presented by Bell et al (2001). This study advocates that emerging market service firms need to implement and coordinate a number of strategies simultaneously to upgrade their resources, due to the entrance of established foreign MNEs. This implies that foreign MNEs should recognise their own resource combinations that represent real value to local firms, and therefore re-examine whether further standardisation over adaption is better suited when entering certain host markets. This thesis highlights the importance of impression management to complement legitimacy in consumer-centred industries, and this is suggested as a rich avenue for future enquiry. Future research might also test the theoretical contributions made her, especially concerning the new motives, enablers and paths identified in this study.

This thesis aims to go beyond the concept of so called ‘virtual museums’. In this work I will attempt to trace a new definition of the term ‘virtual museum’ providing the concept with renewed dignity, comparable to ICOM’S definitions of museums and other existing definitions of the concept. To do so the main part of this thesis is about creating a meta-model of taxonomy capable of including all the experimentations that have taken place in the field of ‘virtual museums’ in the last 20 years. In this direction I have investigated the concept of the museum as a medium as described by McLuhan and other thinkers, both within and outside the field of museology. The discovery of an unabridged work by McLuhan on technology in museums endorses, and opens a discussion on how technology is intended to be used for the communication of heritage. Another aim of this thesis is to investigate how museum professionals can deal with the new role of Information Technology in communicating heritage. In this thesis I intend to respond to the need of museum professionals both inside and outside ICOM for definitions and clearer understanding concerning the following questions ‘What is a virtual museum? Can it be comparable with a ‘real’ museum? What different kinds of virtual museums can be discerned in past experimentations? Can they be included in a taxonomy? How does this change the day to day work of museum professionals in accordance with the new technological potential for the communication of heritage?

Financial authorities have traditionally relied on fines, suspensions, and bars to discipline misconduct in financial markets and, in that way, protect public investors and promote financial development. In theory, these sanctions should be sufficiently high to internalize the social cost of wrongdoing and deter future misbehavior. In practice, however, public firms are often criticized for being under-punished. This concern has motivated a line of research, especially in the United States, to examine whether enforcement actions initiated by public authorities generate negative indirect effects for the firms accused of misbehavior and, therefore, whether those effects supplement the regulatory sanction. In general, the answer to this question is positive under certain circumstances. Whether or not firms also suffer collateral effects in emerging financial markets, however, is a question that has received little attention in the literature. The purpose of this work is therefore to make a first step to fill this gap. Addressing this gap is important because emerging markets are smaller, less liquid, and more concentrated than the United States' financial market, which might neutralize the side financial effects of enforcement that prior studies have documented. As a result, the policy recommendations proposed in the prior literature are not necessarily applicable to emerging economies. This work focuses on three specific types of collateral effects: the effect of enforcement on (1) the defendant's stock price, (2) the defendant's operating performance, and (3) the cost of external financing. In terms of types of violations and sample countries, this work focuses on enforcement actions triggered by securities regulation violations in the five countries that form the MSCI-EC-LATAM index (Morgan Stanley Capital International Emerging Markets Index - Latin America). The results indicate that the stock price and operating performance of firms whose insiders were sanctioned for insider trading decline significantly after the imposition of the sanction. These results have various implications for the regulation of official penalties as a tool to promote financial development.

The social responsibility of corporations has become a topical issue. This is particularly so in relation to the ways and means of achieving harmony and congruency with social expectations. With the growing importance that corporations now place on meeting contemporary demands for extra-commercial engagement placed on them by society, regulating corporate activity in this area has come under intense public and legal scrutiny. In what can be described as a departure from the norm, the use of legislation to mandate and govern corporate social responsibility (CSR) is becoming increasingly perceived as an effective regulatory method in emerging economies. India, Mauritius, Indonesia and the Philippines have adopted legislation with regard to CSR. In Nigeria, however, several attempts at legislating on CSR have failed. This study shows that a multiplicity of factors is responsible for this development. This thesis posits that while the adoption of international CSR standards is encouraged through various international activities, only an autochthonous approach which recognises the peculiarities of the Nigerian state can promote the desired legislative objective on mandating CSR. This study explores the prospects of mandating CSR by legislation in Nigeria and suggests reforms deemed necessary for achieving the objective of mandatory CSR.

This study sought to identify any smartphone usage with significant positive or negative relationships with the religiosity of LDS young adults, with the hypothesis that smartphone usage would indeed have significant relationships with religiosity, both positively and negatively. Over 1,000 BYU students were surveyed for their usage of 36 popular and religious apps and of 33 different categories of content consumption, their content sharing, and compulsive use. That data was compared with their private religiosity (prayer, scripture study, and thinking seriously about religion) and religious experience (strength of beliefs, feeling the Spirit, finding strength through their faith, etc.) BYU students' smartphone usage is outlined, with Facebook dominating social media use and most students studying their scriptures on their phones. BYU students' religiosity is outlined, revealing a very believing and actively religious student body. Different forms of smartphone usage do have very significant associations with private religiosity, both positive and negative. Smartphone usage behaviors shown to have the greatest negative relationship with religiosity, are, in descending order: consuming "erotic/pornographic" content, "LGBT news or personalities" content consumption, consuming content about "Video gaming", using the Netflix app, and using the Snapchat app. Smartphone usage behaviors shown to have the greatest positive relationship with religiosity, are, in descending order: "LDS teachings and doctrine" content consumption, using the Bible Videos app, using the Gospel Library app, using the LDS Tools app, and using the Mormon Tabernacle Choir app.

The following is a quantitative study, with a convenience sample of 117 adults, ranging in age from 18-73, to gather information about the public’s perspective towards extended foster care (EFC) and emerging adulthood. Topics varied from when foster youth should emancipate to when emerging adult children should move out of their parents’ homes. There is very little literature regarding the topic of EFC, which could impact the sustainability of this program as its objective is to help emerging adults transition more successfully into adulthood and out of the child welfare system. An online survey was created through Qualtrics with 25 questions. The link to the survey was distributed through text message and the social media website, Facebook. The results showed that the participants appear to believe that foster youth should stop receiving services at the age of 18 and emancipate out of care at the age of 21while also suggesting that emerging adults, not in foster care, should be self-sufficient and moved out of their parents’ home by the age of 23. These views could be due to the lack of awareness of the general population regarding the reality of the impact abuse, neglect, and life in the child welfare system can have on a developing child. Furthermore, the implication for the future of EFC is that foster youth may need continued assistance until the age of 23, perhaps in the form of housing vouchers as opposed to financial assistance.

Sense of community, social capital, and emerging adulthood are all topics of increasing interest in multiple fields over the past three decades. Both sense of community and social capital are predictors of overall well-being for individuals and communities. As emerging adults begin to establish a sense of person and place, many have begun to look to young professionals groups as an outlet for networking and identity exploration. There is limited research on the impact of these organizations related to sense of community and social capital. This case study is meant to be a starting point to expand the research on this topic. A survey of 97 members of the Young Professionals Networking Group in San Luis Obispo assessed level of participation within the group as well as sense of community utilizing the Sense of Community Index (SCI-2). A one-way ANOVA compared mean differences between established participation levels (low, medium, high). It was determined the more active a member is within the YPNG, the higher sense of community they displayed. Six active members were then recruited to participate in a focus group to discover if active participation in YPNG impacts one’s sense of perceived social capital. Open and axial coding of the focus group data indicated that membership within YPNG increases relational qualities that are consistent with the literature on social capital. The results from this case study indicate that active membership in networking groups may lead to a higher sense of community and enhanced perceptions of social capital. More research is necessary to determine how one’s sense of community and social capital are impacted before and after joining such groups.