Thesis (Promotionsarbeit)--Universität München, 1929. / Includes bibliographical references ([v]-vii).

3 pp. / Promoting the health and well-being of families during difficult times.

This thesis tries to explore the current situation on the Czech market in terms of options and opportunities for saving and investing for the small investor. It summarizes the basic methods and rules of investing and financial planning. Identifies and describes the investment instruments available on the Czech market.

Previous research has found that family socialization influences financial giving behaviors and that financial giving predicts personal wellbeing. However, little research since the early 1980s has explored this phenomenon, and virtually none of the research has been qualitative in nature. As part of the Whats and Hows of Family Financial $ocialization project, this study employs a diverse, multi-site, multigenerational sample (N = 115) to qualitatively explore the following research question: how do children learn about financial giving from their parents? In other words, how is financial giving transmitted across generations? From interviews of emerging adults and their parents and grandparents, three core themes emerged: "Charitable Donations," "Acts of Kindness," and "Investments in Family." Various topics, processes, methods, and meanings involved in this socialization are presented, along with implications and potential directions for future research.

This thesis focuses on the possible options for pension reform in the Czech Republic and their impact on family budgets, both in terms of payments in the economically active age, and then from the amount of pension at retirement age. In the theoretical (methodological) part are several possible scenarios of pension reform chosen from proposals to the Czech Republic and from the pension systems applied abroad too. There are described the main pillars and main differences between them and of course the difference from the current state of pension system in the Czech Republic. The entire chapter is devoted to the current state of pension system, because it is the starting point for each of the reforms. After describing all options of pension reforms in the theoretical (methodological) part, we focus on the practical part. There are described several model participants and for each participant are calculated present payments and future revenues, which depends on the variant of the reform. According to this testing we search for such a pension reform, that would be the best across social and income groups. At the end is this testing evaluated and the results of the entire work interpreted.

Household debt grows up from the second half of the nineties of the century thanks to growing a living standard. More people provide own living and consumer credit increases. Because of financial crisis many people feel deterioration of working conditions and just the loss of regular earnings leads to problem with paying of a debts. The diploma thesis will be concerned with the problem of people's debts in accordance with personal and family finance and deal with responsible approach to loans, impacts of unpaid debts and solutions how to avoid the debt trap.

Doctor of Philosophy / Family Studies and Human Services / Duane W. Crawford Jr / Farrell J. Webb / This investigation sought to examine the role of acculturation and generational theory and influenced social and cultural practices among Saudi Arabian students who were currently residing in the United States. Theoretically, it sought to answers questions that help determine how Americanization—the adaptation and acculturation of a visiting culture to absorb and incorporate the host culture into their lives, customs, and social practices, and in this case savings behavior. A comprehensive model was developed to test the idea that living in America can and does have an influence on social and cultural practices. What was of interest in this study was whether or not these same influences could have an impact on particular cultural practices, in this case how people felt about, reacted to, and addressed the concept of savings—the stockpiling of funds for future needs. Information was gathered from a sample of over 500 Saudi Arabian students living in the United States. The model as structured was tested using SEM analytic techniques in an effort to fully explore and expose the nuanced and subtle differences among the respondents. The concept of savings behavior being influenced by Americanization as originally discussed was not substantiated by the model even though some of the indicators were within expected parameters (χ² = 217.241, p < .001; CFI = 0.839, TLI = 0.732, RMSEA = 0.034). Despite the general problems the overall model revealed that at least 17% of what was termed as savings behavior could be explained by the model. The study still retained its value because it has made inroads into an area that has not yet been explored. Future investigations should take care to find better ways to incorporate some of the cultural elements of savings behavior directly into the instrument based on the perspective of their test populations rather than assume value in and use instruments tested and normed with US samples.